How to Monetize Blog: July 2015

Friday, July 31, 2015

Interview with Soulpreneurs founder Leigh Ann Dickey #Adam_LaRoche

Interview with Soulpreneurs founder Leigh Ann Dickey Emma Palova is an author, a journalist, a photographer and a designer, born in former Czechoslovakia. She worked for the Ionia Sentinel-Standard from 1998 to 2003, for the Grand Rapids Press, Advance Newspapers, Kaechele Publications, Grand Rapids .. read moreThe right's home-school conspiracy: How I helped GOP launch a religious war Until Rushdoony, founder and late president of the Chalcedon Foundation ... And Pride's successor in the Patriarchy Movement, the wealthy author/guru Nancy Leigh DeMoss, was also one of those do-as-I-say-not-as-I-do best-selling career women doing ... read moreRR Auction's October 2013 Rare Manuscript, Document and Autograph Auction Be the first to know about new publications. Headquartered in Amherst, NH, RR Auction is globally recognized as the trusted source for authentic autographed memorabilia and rare signed documents. Since its inception in 1976, the firm has published over 360 ... read moreHerbie Hancock memoir set for Oct. 28 release The memoir will be co-written by Lisa Dickey, who has also worked on books by Jane Lynch and Cissy Houston. Hancock's deal with Viking was first announced in 2012. A former member of Miles Davis' band, the 74-year-old Hancock is known for such compositions ... read moreCheers and Jeers: Thursday I guess I didn't get the memo. Mine's a quick one today. May you rot in hell for all eternity to Donald Rumsfeld, who responded to a plea for better-armored equipment from a corporal in the field with a joke. Nice. Except, you know, not. Sad sigh for the ... read moreCelebrating Films of the 1960s & 1970s The two actors were reunited for an interview session for a television program ... The action never stops in this western starring Wayne, Ann-Margret and Ricardo Montalban. Three Civil War veterans team up with a train robber's attractive widow to ... read moreWhat's Your Favorite Poem? Bill Moyers concluded the JOURNAL this week by mentioning his favorite poem, "Yes To Blue" by Jim Haba long-time director of the Dodge Poetry Festival. It's reproduced below: read more

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Source: Interview with Soulpreneurs founder Leigh Ann Dickey #Adam_LaRoche

I Want To Make A Lot Of Money Doing Goodâ€™

U.S. Terracycle office, photo courtesy of BBC

Starting a business is a risky undertaking. You need money, a product or service people want and away to deliver that product or service that keeps some of that money in your pocket. For social entrepreneurs, the stakes are even higher: their goal is to do something good while making money.

Tom Szaky of TerraCycle is quite clear: "I want to make a lot money doing good." And he just may do it. TerraCycle has been based in the U.S. for 13 years, but Szaky and his family fled communist Hungary when he was very young. The ended up first in Holland, then Canada, then the U.S. One thing that struck young Szaky and his father was the amount of "good stuff" people threw out:

In Hungary back then, you needed a licence for a TV set," he explains.

You couldn't just go and buy one. Instead, after applying for a licence maybe a year later you'd get a black and white TV, and you'd get the one state channel.

Tom says: "Only a few years later we end up in Canada where every Friday my dad and I would drive round and see mountains of TVs thrown out of every apartment buildings.

"We'd pick a few up just for fun – because we thought 'who would throw out a TV?' and they all worked and they were colour!"

This, he adds, got him to thinking about the concept of waste. At the same time, he was impressed and inspired by the entrepreneurs he met in Canada (parents of friends of his), and decided he wanted to run a business.

Don't think of TerraCycle as a bunch of garbage-pickers, though. (They do have people who donate usable refuse.) The business has contracts with the likes of McVities, Johnson & Johnson, and Kenco. This $20 million a year company specializes in transforming "difficult" items:

The company's business model is to find waste and turn it into something useful, for a profit. It collects things that are generally considered difficult to recycle – such as cigarette stubs, coffee capsules, or biscuit wrappers – and finds a way to reuse them.

That is done mainly through processing them down into a material and selling them to a manufacturer, and to a lesser extent by turning them into products such as bags, benches or dustbins.

TerraCycle offices tend to be in low-rent areas of the cities where they operate, decorated with graffiti, with "walls" made of soda bottles. Is it quirky? Yes. Does it work? You bet. Since it's founding 13 years ago, TerraCycle has not only managed to make a profit, but donate $6 million to various schools and charities and is looking to expand business even further. Making money? Yes. Doing good? You bet.

Source: I Want To Make A Lot Of Money Doing Good'

Thursday, July 30, 2015

#Google #AdSense changes user consent policy for EU visitors #Supa

Google AdSense And DoubleClick Publishers Must Now Obtain EU Visitors' Consent Before Collecting Data Google ... user consent policy which will affect website publishers using Google products and services including Google AdSense, DoubleClick for Publishers, and DoubleClick Ad Exchange, and whose sites or apps have visitors arriving from the European Union. read moreGoogle AdSense Introduces New User Consent Policy Google AdSense ... changes affecting our own products and partners using Google products. What do you need to do? If your websites are getting visitors from any of the countries in the European Union, you must comply with the EU user consent policy. read more

Google AdSense changes user consent policy for EU visitors Google has launched a new user consent policy for all website publishers using its AdSense, DoubleClick and DoubleClick Ad Exchange services. The company said the new policy was introduced to comply with European Union laws and affects all publishers who ... read moreNearly Every Google AdSense Publisher Must Comply With EU Cookie Consent, Not Just Those Based In The EU The change essentially affects any publisher running AdSense, not just those operating in or serving the European Union. Google ... getting visitors from any of the countries in the European Union, you must comply with the EU user consent policy. read moreGoogle launches new user consent policy in EU Google has launched a new user consent policy, which requires publishers that get visitors ... it is making the changes following requests from the EU data protection authorities. The new policy will cover publishers using Google AdSense, DoubleClick ... read moreGoogle forces new cookie policy upon AdSense and DoubleClick users Google has launched a new user consent ... The policy forces DoubleClick and AdSense users to sort out their cookie tracking policies, in accordance with the laws of the European Union. Starting Monday, publishers are required to ask their visitors coming ... read moreGoogle will now require explicit consent for tracking European users Under a new European user consent policy published Monday, AdSense will require ... it's likely to change policies for nearly every site serving ads through Google, since nearly every site on the web serves visitors from the EU. read moreGoogle Rolls Out New Consent Policy in European Union (Bloomberg) -- Google Inc. said its AdSense advertising service for websites will require online publishers that get visitors ... making the changes after requests from authorities in the EU, Google said Monday on its website. The consent policy covers ... read moreGoogle tells its publisher partners to comply with EU cookie directive Google spelled out the requirement in its new EU User Consent Policy for publishers that participate in services including AdSense, DoubleClick Ad Exchange and DoubleClick for Publishers. "If your websites are getting visitors from any of the countries ... read moreGoogle Adds EU Cookie Consent; InMobi Partners With Device Makers Google is requiring publishers to add cookie consent for users coming in from EU countries. Google's new user consent policy would affect publishers using AdSense, DoubleClick Ad Exchange and DoubleClick for Publishers. To comply, publishers have to ... read more

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Source: #Google #AdSense changes user consent policy for EU visitors #Supa

20 Apps That Make You Money

There's a good chance you often find yourself killing time by idling browsing through your smartphone. Playing games and catching up on social media sites is great, but these activities alone won't pad your wallet. Make the most of your spare time by downloading an app that can earn you extra money.

It might seem like there's a catch involved, but there isn't. There are many legitimate, free apps that allow you to make money by completing surveys, watching videos, secret shopping, sharing photos and more. Most of these apps offer modest pay and allow you the flexibility to earn money when your schedule permits.

Click through to see 20 apps that allow you to earn extra cash.

Related: How to Make Money on Instagram

1. iPoll

Android and iOS users can earn gift cards, airline miles, magazine subscriptions and more for completing 15- to 20-minute surveys. After downloading the app, you'll tell the app a little about yourself to help iPoll match you to future surveys. Complete as few or as many questionnaires as you like, but the more you participate, the more you earn.

Most surveys pay $1 each, according to IveTriedThat.com. But you can earn up to $10 on some. You can request a payout when you have $35 in your account, according to IveTriedThat.com.

2. Swagbucks

Accumulate points called SB by searching the Web, completing surveys, watching videos, referring your friends, shopping in the app's mall, completing special offers, voting in daily polls, finding swag codes and entering fun contests via social media and the Swagbucks blog. These points can be redeemed for gift cards from stores like Amazon, Target and Walmart or for PayPal cash. At time of writing, Swagbucks has given out $97,751,668 in destributed rewards. Download the app on your iOS or Android device.

3. Slidejoy

Get paid an average of $5 to $15 per month, according to CNET, for putting ads on your Android device. Every time you check your phone, you'll see a card with a news story or promotion. You can slide left to learn more about it, slide up to see another card or slide right to use your phone as normal.

You don't receive any more or less money for engaging with the content, so you essentially do nothing to get paid. Keep the cash you earned or donate it to the Jericho Project, Got Your Six or TutorChatLive.org.

4. Pact

Cash in for achieving your health and fitness goals. Download the app on your iOS or Android device, make a weekly pact to exercise more or eat healthy, use the app to track your goals and earn an average of 30 cents to $5 per week for achieving results, depending on the number of activities completed.

Your activities are verified with GPS, photos and other services. If you fail to meet your pact, you'll have to pay up.

5. BookScouter

Earn money by selling your old books. This iOS and Android app allows you to scan or enter the barcode number to instantly compare buyback prices from leading book-buying websites. Choose the buyer offering the highest price and ship your book for free.

Registration is easy. Simply use your email address to create an account or log in through a host of eligible social networks.

6. AppTrailers

Watch trailers of new apps spanning 30 seconds or less on your iOS or Android device and get paid for it. Earnings start at 500 points (50 cents) and can be redeemed for gift cards or cash via PayPal, according to Dailybucks.info. Another way to earn cash with this app: Upload videos and get likes.

7. Loot!

Complete actions for your favorite brands, such as taking pictures or sharing content on social media, and get paid for it. To get started, download the app on your iOS or Android device, browse through the different brand campaigns and complete an action. When you reach $10, earnings can be withdrawn through your PayPal account. So far, users have earned more than $100,000.

8. Gigwalk

Find as much or as little contract work as you want by connecting with local businesses in need of your skill set. Download the app on your iOS or Android device, register your account and apply for gigs you see on the map or the list. Gigs pay from $3 to $100, and you get paid through PayPal.

9. Ebates

Earn up to 40 percent cash back every time you shop online at one of 1,800 participating retailers. Plus, you can earn up to $50 for referring two friends. Simply download the app on your iOS or Android device. Payments are made every three months by paper check or PayPal, or you can have your money sent to a charity, organization or family member.

Read: How Downloading Free Apps Like RedLaser Can Save You Hundreds on Christmas Expenses

10. Clashot

Get paid by taking photos of art, cities, food and more with your smartphone and selling them on Depositphotos. Android and iOS users can sell photos for 50 cents to $80, and royalties average 44 percent per sale. Users are required to register an account at Clashot, share a photo with a complete description and a model release and complete a quick verification process to start selling.

11. Ibotta

Earn cash back for shopping online, submitting a receipt or linking a loyalty account by downloading Ibotta with your iOS or Android device. Before shopping online, head to Ibotta to unlock cash rewards by completing simple tasks. After shopping at a store, simply scan your product barcodes and send a photo of your receipt to have your purchase verified. When using a loyalty card, just remember to scan your card or enter your phone number.

12. Mobee

Get paid to mystery shop at businesses in your area. Simply download the app for your iOS or Android device and search for a mission that interests you. It only takes a few minutes to answer the five to 10 questions you'll be asked, and within 24 hours you'll be eligible to receive quality and credit points.

Expect to earn between 150 points ($1.50) and 3,000 points ($30) for each completed mission, according to the book "Easy & Quick Money."

13. Surveys On the Go

Get paid for sharing your opinions on various things, including the news, entertainment, sports, technology and more. Download the app on your iOS or Android device, sign up and complete all available demographic surveys. You'll be notified when new surveys are available.

Pay ranges from 25 cents to $5 in cash for completing surveys, and it averages $1 each. When you reach $10, you can cash out through PayPal.

14. Shopkick

This iOS and Android app shows you popular products and rewards at popular retailers and gives you kicks (points) for walking in the door, more for scanning items and even more for making purchases. Most rewards are worth 250 kicks, and 500 kicks equals $2. Create an account to set up your profile and then you're ready to start.

15. Tap Cash Rewards

This Android app allows you to earn gift cards and cash for downloading, installing and playing the newest free games and apps; watching videos and completing simple tasks. After earning enough credits, you can redeem them for Amazon, Google Play gift cards or cash through PayPal.

16. Google Opinion Rewards

Android users can respond to a survey from Google and receive up to $1 in Play credits, but the credits vary, depending on the survey. Download the app, answer a few questions about yourself and wait to receive your first questionnaire. Expect to receive an average of one survey per week, covering topics such as "Which logo is best?" and "When do you plan on traveling next?"

17. Money Machine

Earn cash by completing easy tasks, like downloading apps and watching videos. Offers are available each day, making it possible to earn points that can be cashed in via PayPal or traded for the various offers. You can also earn referral points by sharing the Android app with your friends.

18. Snap by Groupon

Make clipping grocery coupons a thing of the past by downloading this app on your iOS or Android device. Browse the offers for the week before heading to the market and save any you want to buy to your Snap shopping list. Take a picture of your receipt after purchasing the items and request a cash payment after earning at least $20.

19. Field Agent

Earn approximately $3 to $12 per task for completing simple jobs, such as visiting your local discount store and taking a picture of an assigned product and verifying its price. Download the app on your iOS or Android device, complete your profile and start making money that will be sent to your PayPal or Dwolla account. The app is used by hundreds of small businesses and major companies, such as General Electric, Johnson & Johnson and Walgreens.

20. Iconzoomer

Share snapshots of your consumer activity and earn extra cash. Download the app on your iOS or Android device, create a profile and wait to receive your assignments. Expect to be asked to take pictures of things like what you're eating for dinner or the shoes you're wearing.

Share a review of the products you photograph and submit the image to receive five credits. You can request a PayPal payout when your account balance reaches 200 credits.

Related: 30 Clever Ways to Make Money Online

The 20 Fears That Are Keeping You From Being Rich

Source: 20 Apps That Make You Money

Wednesday, July 29, 2015

Leonardo DiCaprio Foundation #Party bash: Orlando Bloom, Nina Dobrev, Irina Shayk and much more flock to St Tropez. Las #Vegas #Blog #Rangers

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Source: Leonardo DiCaprio Foundation #Party bash: Orlando Bloom, Nina Dobrev, Irina Shayk and much more flock to St Tropez. Las #Vegas #Blog #Rangers

Sending black money holders to the cleaners

Undisclosed Foreign Income and Assets (Imposition of Tax) Bill – UnFINA fills a small hole related to income & assets abroad and is an addition to multiple laws & acts in India, aimed at money laundering

Image: Shutterstock

Much ink has been spilt on the Undisclosed Foreign Income and Assets (Imposition of Tax) Bill (UnFINA) in the last few days, but most of this is based on the bill's sections, directives and penalties, as cleared by the Cabinet. The conversations around UnFINA have been relegated to the number of years of imprisonment, fines and percentage of penalties, leading to a classic case of missing the woods for the trees.

In essence, the UnFINA Bill provides for separate taxation of undisclosed income in relation to foreign income and assets. It is proposed that such income should, henceforth, not be taxed under the Income-tax Act, 1961 but under the provisions of the new legislation. Combined with defined punitive measures of penalties and imprisonment, one has, in theory, a potent addendum to the growing net of laws and measures against money laundering.

It is expected that the government may provide a compliance window of three to six months, though it is our view that a window of at least nine months should be given for those who may want to use this one-time opportunity to liquidate their assets and bring them back to the country. It is also important to note that this is not an amnesty scheme, even though differential rates of penalties are being applied.

It is amply clear, that the new law has borrowed, in places, from the existing Income-tax Act, 1961 and hence by that singular measure, it is not radically new. Our politicians and bureaucrats had either the foresight or were faced with black money related issues at the time of enactment of the Income-tax Act in 1961. This shouldn't come as a surprise, especially since the first major law targeting black money came into play with the Bank Secrecy Act, 1970 (USA). It is well known that the Hawala route of financial transfers was prevalent during medieval times and restricted even by Roman law. In short, this is an old issue, which has been recognised and dealt with under modern laws for over 60 years.

Any new law or directive that seeks to rein in black money should be innovative and radical enough to effect major evolutionary changes. UnFINA seems to take incremental steps, at best, and widens the regulatory net against black money.

Black money is now prevalent enough in public consciousness for us to discuss the real underlying issues. It is usually viewed through the moral prism of 'Good Vs Evil'. The truth is that, our financial infrastructure, convoluted tax policies, economic history, growth issues, terrorism and political requirements are factors in this increasingly complex issue. Hence, black money should be seen under two broad themes of 'Redeemable' and 'Infected'.

While the former is black money which has been created out of income, or asset, on which taxes have not been paid, 'Infected' black money is related to 'Proceeds of Crime' i.e. income generated from nefarious, anti-national and illegal activities such as drugs, human trafficking, terrorism, corruption etc. It is worthwhile to note that the principle behind major AML (Anti-money Laundering) compliance norms across the world are aimed at tackling 'Infected' black money rather than 'redeemable' black money.

A close look at the demand and generation of black money, will give a better perspective on the prevalence of money laundering activities in India. Black money is used to fund one of the largest ongoing democratic exercises in the history of mankind i.e. the indian elections. These are the extensive and intensive, year-round activity of electing representatives in the Lok Sabha, state assemblies, municipal, gram, zila and block panchayats, student bodies and other unions. Hence, any law, act or force must look at rectifying this fundamental issue which leads to a moral vacuum and leadership deficit in our fight against money laundering.

Ever since the days of the Licence Raj—when there prevailed over 100% taxation rates and extensive red tapism—the business community has found financial solace in keeping a significant portion of their businesses off the books. Along with simplifying taxation (GST & other measures), reducing the complexities of getting the right approvals and licences (single-window process), the business community needs to proactively rectify the tax-evasion culture and wean itself off the need for unaccounted profits.

The list of illegal & criminal activities which lead to the generation and usage of black money is fairly lengthy and equally perilous. It is these set of issues which will ultimately decide the success or failure of our Anti-money laundering laws. Make no mistake, 'infected' black money is generated through these activities and represents clear and present danger. Hence any law, which does not address the root causes of funding of these illegal and nefarious activities is, at best, window dressing.

UnFINA fills a small hole related to income and assets abroad and is an addition to the multiple laws and acts in India, aimed at curbing money laundering. Having said that, if the government is genuinely interested in leveraging its power and can somehow coordinate the various government agencies to tackle this issue, it may be looking at achieving five distinct objectives with UnFINA:

By separating 'redeemable' and 'infected' black money, it can trim the problem to a manageable size.

The compliance window will bring in much needed revenue into government coffers.

Offering businesses, organisations, associations and businessmen the ability clean up their books and get a fresh start.

Redefining, refining and regulating the processes and response of financial institutions & banks to safeguard them against money laundering.

Developing focused responses and coordination between agencies to tackle infected' black money.

These would be huge wins for the present government and aid in our fight against money laundering.

(Views expressed are personal)

- By Sarabjeet Singh, Partner, Risk Advisory, BMR Advisors with inputs from Abhishek Bali, Vice President, Risk Advisory, BMR Advisors

Source: Sending black money holders to the cleaners

Tuesday, July 28, 2015

17 #WordPress Plugins For #AdSense #Eric_Berry

17 Wordpress Plugins For AdSense However, implementing and tweaking AdSense ads on a Wordpress blog can be tedious. We've gathered 17 Wordpress plugins which help you implement, control and overview AdSense ads on your blog. Related: WORDPRESS GOD: 300+ Tools for Running Your WordPress ... read more25 Free WordPress Plugins for Integrating Google Features Either way you'll want to check out these free WordPress plugins for Google integration. Far from its search engine ... post or page where visitors can complete and submit them. Google Adsense is an advertising program in which site owners such as ... read more

Google Releases Official Google Publisher Plugin For WordPress The plugin offers: Google AdSense Support: Earn money by placing ads on your website. The plugin links your WordPress site to your AdSense account and makes it easier to place ads on your site — without needing to manually modify any HTML code. read moreNew Google Publisher Plugin for WordPress Lets You Verify Your Site, Manage AdSense To help WordPress webmasters with two Google products, AdSense and Webmaster Tools, Google has released a new official WordPress plugin. With Google AdSense, the plugin is designed to make it very easy for webmasters to add AdSense code to their WordPress ... read moreGoogle's New Plug-In For WordPress Makes Webmaster Tools Verification And Placing AdSense Ads Easy Google today launched a plug-in for self-hosted WordPress blogs in public beta that makes adding AdSense ads to websites easier and ... as much and says that it is "still fine-tuning the plugin to make sure it works well on the many WordPress sites ... read moreWhich Adsense Ads and Locations work best on my blog ? A great way to test out different ad units, location and appearance is to use the excellent WordPress plugin Adsense Paster if you happen to use WordPress. Adsense paster rotates ad units that you create in text files randomly which means that you can test ... read more21 Free Tools to Open a WordPress Shop The Google Analytics for WordPress plugin allows you to track your site easily and with lots of metadata. It allows usage of custom variables in Google Analytics to track meta data on pages. Easily connect it to your Google AdSense and Google Analytics ... read moreBlogger vs. WordPress.com: A Complete Comparison It would seem that despite WordPress having the plugins and themes markets sewn up ... You can choose to enable Google AdSense on your blog which will show targeted adverts based on your content. You'll need to get some content up first, before choosing ... read more5 Must Have WordPress SEO Plugins for a Money Making Blog Installing and properly using the right SEO WordPress plugins is critical to getting a money making ... In that time I've made about $120, roughly half from Adsense and half from affiliate links. Now that's not a lot of money, but it's just two ... read moreEasy Plans Of Nichebuilder - Niche / Affiliate / Info Marketing System Considered Nichebuilder - Niche / Affiliate / Info Marketing System ($) ... Automated Link Building And Google Ranking System ($) ... Affiliate Elite: New Affiliate Marketing ... Instant Niche-Site Builder for WordPress (for Adsense and Affiliate ... Nov 17 ... read more

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Source: 17 #WordPress Plugins For #AdSense #Eric_Berry

Iâ€™m a Millennial. Here Are 5 Money Tips Iâ€™ll Actually Use

As a millennial, I've never felt like the majority of financial advice circulating in articles and books speaks to me. I find it's often written by people coming from an entirely different generation. They graduated with student loans that were much lower than those people in my generation are struggling with and bought cars and houses. The path to success for them required that they pinch pennies and find ways to move slowly up the ladder at work.

I'm not trying to say that everyone in the generations that came before millennials had it easy when it came to money. However, when you look at the challenges that we face as a generation, it's clear that they are unprecedented.

But it's not just our financial realities that have changed, it's the way we work and interact with money and the way the world has changed that makes typical personal finance advice I encounter less relevant for millennials. I mean, many financial gurus are still recommending that people track their expenses in budget journals that they carry around with them wherever they go. As a millennial, I want to sit them down and ask them if they've ever heard of an app.

Here is some advice that I've found to be actually helpful to millennials.

1. Being Thrifty Isn't Always the Right Choice

So much of personal finance advice revolves around how you can save a dollar here or a dollar there. It's great to save money and you should definitely try to do so, but it's also important to consider the return on investment of your time. If an hour's worth of work will save you $100, then great! Be thrifty. However, if an hour's work will only save you $10, but you could make more than $10 in that hour by working a side hustle or second job, then you might be better off doing some freelance work or starting that side hustle. As online and freelance opportunities abound, there are many ways that you can use your time more efficiently to be further ahead than you would by clipping coupons.

2. Find an App to Make It Simple

Another problem with a lot of personal finance advice is that it's often based on low-tech solutions. If I had a dollar for every time I've read that I need to track my spending in a budget journal or take everything out in cash and put it in different bags or jars based on your budget, I wouldn't need a budget because I'd have so much money! These solutions, however, are incredibly time-consuming. People who attempt them often become frustrated and end up giving up. These days, why bother adding up your budget when you can easily use an app that will track it for you automatically? Haven't these experts heard of Mint, or Level Money or Home Budget?

What Is Your Lifetime Cost of Debt?How much will you pay in interest over your lifetime? You may be surprised. Find Out Now »3. Don't Get Into Student Loan Debt

Millennials are facing one huge financial problem as a generation and that is ballooning student loan debt. The old advice to young people telling them that they will easily be able to pay back their student loans when they graduate isn't relevant when we're talking about paying off tens of thousands of dollars in student loans. Instead, millennials should focus on getting scholarships, living cheaply, and maximizing their earning potential while they're in college to keep their student loans to a minimum. That might mean going to a cheap college, or calculating the return on investment of their degrees to get the best deal.

4. Get Out of Student Loan Debt

If millennials do find themselves deep in student loan debt, they need to get out of it ASAP. While student loan debt is often said to be 'good' debt because of the relatively low interest rates, there's nothing good about it. Every dollar you spend on student loan interest isn't going toward a down payment on a home or your retirement savings. Young people then lose the opportunity to take advantage of how compound interest can turn money invested in their 20s or 30s into hundreds of thousands of dollars by the time they retire. Hunker down and pay off your student loans as soon as possible so that you can start saving for your future. Another bonus to paying down your student loans – you'll be building your credit. And better credit can get you access to cheaper interest rates on, say, a mortgage when you're ready to buy a home. You can see how your student loans and other debts are affecting your credit by getting a free credit report summary on Credit.com.

5. Don't Climb the Ladder

Prevailing advice suggests you should get out of college and take the best-paying entry-level job you can find. But that isn't always the best advice. Many millennials are finding themselves unemployed and underemployed once they graduate. Millennials (and younger) might find it a better strategy to start as early as high school getting work and volunteer experience that could potentially serve them in their chosen profession. If they think they'd like to be an accountant, they may want to get involved in non-profits or campus clubs where they can get experience as a treasurer. If they want to be a journalist, they might start a blog and start freelancing as soon as possible. Once they graduate, they shouldn't necessarily go for the job that will pay them the best. Instead, they may discover that they're better off taking a job that will give them the most responsibility, even if it pays less in the beginning. Once they spend a year or two gaining valuable experience, they can then look for other internal or external job opportunities. Often, they can parlay that experience into a much better paying job, saving them years of working up a seemingly endless corporate ladder.

This story is an Op/Ed contribution to Credit.com and does not necessarily represent the views of the company or its partners.

Monday, July 27, 2015

Why Some Advertisers Sympathize With The False Theory That #Google Is Stealing From Publishers #LHHATL

Why Some Advertisers Sympathize With The False Theory That Google Is Stealing From Publishers Google recently denied, vehemently, a gossipy conspiracy theory that suggested the search engine was stealing money from web publishers to fatten its own profit margins. The theory is fake — we'll explain why below — but three sources who have done ... read moreThe Internet's next victim: Advertising "Everyone agrees that advertising on the Internet is broken ... is to charge big advertisers a fee to not block some of their ads. An ad-blocking company that cashes in by letting some ads through? Isn't that, uh, false advertising? read moreGoogle Accused Of Stealing Money From AdSense Publishers Someone claiming to be a former Google employee has accused the company of stealing ... publishers made too much money. But something quite devious happened. We were told to begin banning accounts that were close to their payout period (which is why ... read moreThe Pirate Update: Google Will Penalize Sites Repeatedly Accused Of Copyright Infringement Then again, it also seems like even if the paperwork is valid, Google does, on occasion (about 3% of the time) still refused to honor them. It gives some sometimes funny examples of this here. Who Will Get Hit (& Why ... publishers can worry about DMCA ... read moreEscalating Ad Wars On the other hand, I sympathize with the desire to ... t thought of those who use ad-block software as stealing from me, in the way that Frank Schaeffer does. But neither do I think that one has some inherent right to be able to access sites which depend ... read moreExclusive: Google's Click Fraud Rate is Less than 2% The click fraud rate – as discovered by most AdWords advertisers – is on average, less than 2% of all clicks through Google's system. So why did Google break its silence to MarketingPilgrim.com on this touchy subject? How did we manage to get the ... read moreMarketing Day: Yelp Down 3 Hours, Pinterest Lands $200M, Google Glass' New Leader Subscribe MarTech CMO read moreIs MacKeeper Really A Scam? MacKeeper is ... different categories of why people are anti-MacKeeper. Just to give you an idea of what we face on a daily basis, here is a short breakdown of the key reasons people complain. Also, as a general rule look at some of the other companies ... read more

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Source: Why Some Advertisers Sympathize With The False Theory That #Google Is Stealing From Publishers #LHHATL

8 Best Business Ideas to Make Money Online

BENGALURU: Now a day's online business booming and every individual has a chance to start his/her business through the use of the internet. Starting up a business is by no means an easy task. If you want to learn how to make money online, you not only need to have good business ideas, but you also need a great marketing plan, according to vibetechmedia.com.

Earning Through Blogging:

Starting a blog is not as hard as you think, all you need is hosting and a domain. To make money online from a blog you need to gain a large amount of traffic. There are many blog websites where you can cash in, such as TechCrunch which is a popular Web 2.0 blog and makes a reported $200,000 per month. It was originally started by Michael Arrington and was eventually acquired by AOL for a reported $25,000,000.

Selling On eBay:

eBay as we all know is one of the most popular e-commerce websites. To make profit by selling on eBay is not everyone's cup of tea. You must be able to target rightful buyers so that your profit margins grow high with lesser competition from other sellers. You will have to pick the right product particularly unbranded products where you have a chance to import items and make huge profit margins.

Read More: India's Holding Of U.S. Government Bonds Touch $114 Billion In MayAsia Index To Make India Hub For South-East Asia Markets

Source: 8 Best Business Ideas to Make Money Online

Sunday, July 26, 2015

Should #Bloggers Forget #AdSense? #

Should Bloggers Forget Adsense? Jim at Reve News has learned the lesson that most bloggers writing about making money from blogs has learned – Adsense doesn't pay well on these types of blogs. On ReveNews that is. Let this be a lesson to the other publishers out there. Never try to ... read moreHow To Recover Lost Gmail Password With A SMS Message Call it sloppiness but many of us don't pay attention to the password security question that is a feature of most email accounts. Or we do the obligatory filling up and forget it within ... I use the same log-in for Blogger, AdSense, iGoogle et al. read more

SEO Questions & Answers For New Blogs, Startup Websites For example, if you're using images - do not forget to ... works and how you should play the game of making money from your blog. If you run a blog and are thinking about monetising it, I'd expect you to have heard about Google Adsense. read moreGoogle's Adsense API - Revenue Sharing for the Masses The question is: should they? If set up incorrectly ... Update 2 (May 31st): Google has now announced the launch on the AdSense blog. read moreForget clear numbers and ratings on blogs as long as spammers are around They populate their fake blogs with links from places like BusinessWeek in order to engineer pages that climb high on Google and attract Adsense ads ... If people wish to link to your blog for their own agendas, why should you even care what their ... read more10 Things to Do Before Launching Your Blog But if you're a small business owner, the thought of launching that blog may be a bit intimidating. Where do you start? How much content should you have stored up ... by throwing AdSense all over your new blog. Build your promotional team: Once you ... read moreCan You Really Make Money from Your Blog with Affiliate Links? The making-money-on-the-internet gurus preach that the key to making money from your blog is promote ... Don't forget to disclose your affiliate links! Many consumers are unfamiliar with affiliate programs, so you should note that you're using ... read moreFacebook Instant Articles Are a Bigger Threat to Google and Twitter Than to Publishers Why Google should be worried If Facebook's test ... eventually everyone with a blog, it could put a real hurt on Google. Google generates about 20% of its revenue from partner sites filling ad inventory with products like AdSense. AdSense is especially ... read moreDon't See Evil: Google's Boycott Campaign Against War Photography and Alternative Media Either way, they were considered non-compliant, and so Antiwar.com's AdSense account ... team noticed your blog post and informed me regarding the issue you raise in your post. I am very sorry that you had this experience, as we should have warned ... read moreNine Tips for Building a Solid Mobile Website Key in your website or blog ... Don't forget feature phones When building a mobile site, remember that you are not just creating it for iPhone and other smartphone users. Also keep in mind visitors who own feature phones. Your mobile website should work ... read more

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Source: Should #Bloggers Forget #AdSense? #

Saturday, July 25, 2015

Why Some Advertisers Sympathize With The False Theory That #Google Is Stealing From Publishers #

Why Some Advertisers Sympathize With The False Theory That Google Is Stealing From Publishers Google recently denied, vehemently, a gossipy conspiracy theory that suggested the search engine was stealing money from web publishers to fatten its own profit margins. The theory is fake — we'll explain why below — but three sources who have done ... read moreThe Internet's next victim: Advertising "Everyone agrees that advertising on the Internet is broken ... is to charge big advertisers a fee to not block some of their ads. An ad-blocking company that cashes in by letting some ads through? Isn't that, uh, false advertising? read moreGoogle Accused Of Stealing Money From AdSense Publishers Someone claiming to be a former Google employee has accused the company of stealing ... publishers made too much money. But something quite devious happened. We were told to begin banning accounts that were close to their payout period (which is why ... read moreThe Pirate Update: Google Will Penalize Sites Repeatedly Accused Of Copyright Infringement Then again, it also seems like even if the paperwork is valid, Google does, on occasion (about 3% of the time) still refused to honor them. It gives some sometimes funny examples of this here. Who Will Get Hit (& Why ... publishers can worry about DMCA ... read moreEscalating Ad Wars On the other hand, I sympathize with the desire to ... t thought of those who use ad-block software as stealing from me, in the way that Frank Schaeffer does. But neither do I think that one has some inherent right to be able to access sites which depend ... read moreWhy Are Some American Christians So Bloodthirsty? However useful this term may seem , I'm convinced that it creates a false perspective. Prof ... I believe that using Strauss' name as some kind of shorthand for these living thieves and liars acts as another diversion from the work at hand -- discrediting ... read moreExclusive: Google's Click Fraud Rate is Less than 2% The click fraud rate – as discovered by most AdWords advertisers – is on average, less than 2% of all clicks through Google's system. So why did Google break its silence to MarketingPilgrim.com on this touchy subject? How did we manage to get the ... read moreMarketing Day: Yelp Down 3 Hours, Pinterest Lands $200M, Google Glass' New Leader Subscribe MarTech CMO read more

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4 alternative ways YouTubers are making money from videos

Anaheim: When 29-year-old YouTube star Meghan Tonjes launched a podcast with crowd-funding site Patreon a year ago, it was one of dozens of things the singer-songwriter was doing to grind out a living online. Today, it's paying her rent.

Along with posting performance videos on YouTube, touring, selling songs on iTunes and "vlogging" (video blogging), Tonjes sits down twice a week with her roommate in Los Angeles to talk about "Adventures in Roommating." Nearly 100 online patrons donate a total of close to $700 per podcast, just to listen and maybe get a shout-out.

Tonjes grew her audience on YouTube, where she has amassed more than 210,000 followers since 2006.

But collecting a check from her cut of YouTube ad revenue is no longer her main source of income.

"If YouTube disappeared tomorrow, I want to know that I can go play shows, do podcasts and live without being dependent on one site or one app," she says.

With YouTube taking about a 45 per cent cut of ad revenue from videos posted on the site, YouTubers and companies that manage them are hunting for new ways to make money from the audiences they've built on the platform. That will be a big topic of conversation at VidCon, the annual convention in Anaheim, California, that kicked off Thursday.

Robert Kyncl, head of content and business operations at YouTube, welcomes the challenges to its online dominance, even if other platforms are enticing creators with better cuts of revenue.

Richer creators will "have more and better content to publish on YouTube," he says. "We don't live in a world that is mutually exclusive."

A panoply of ways to earn money outside of YouTube have recently emerged.

1. Other Video Sites Are Paying

Facebook announced this month that in the fall it would start sharing ad revenue with a select few creators like the NBA, Fox Sports and Funny or Die. Video-game streaming service Twitch already shares subscription revenue from followers with top gamers, and a site called YouNow allows online fans to give tips to talent with coins bought with real money in live stream forums.

Vessel, a video service launched in January by former Hulu CEO Jason Kilar, offers creators 15 percentage points more ad revenue share than YouTube, as well as 60 per cent of the $3 per month fee from subscribers who want days-early access to videos before they show up elsewhere.

Kilar says paying creators more helps them make higher-quality videos, the same way subscription revenues help premium pay channels like HBO finance better TV shows.

2. Brand-Sponsored Video

Everything from "unboxing" videos of new gadgets and how-to videos that show off teeth-whitening products are providing YouTubers a solid revenue stream.

FameBit, a Santa Monica startup, launched a marketplace last year where creators bid on the right to make brand-sponsored videos, and deals close for, on average, $500 per video, says Agnes Kozera, the company's co-founder and chief operating officer. Brands usually buy multiple videos in different genres, from reviews to funny skits, to see what fits.

Also launching this week is an app called Social Bluebook, which benchmarks how much creators should ask for such digital promos, including on platforms like Instagram and Twitter. It's based on existing deals and a creator's fan base and their level of engagement.

"We at least want you to have an educated estimate on what you should be charging," says Chad Sahley, the company's founder and CEO.

3. Books, Movies, Merchandise, Downloads

Two movies starring YouTube sensations are debuting around VidCon, including "SMOSH: The Movie," featuring comedy duo Ian Hecox and Anthony Padilla, and "The Chosen," a horror flick featuring vlogger Kian Lawley. With limited theatrical runs, both films are being made available online for $10 on Friday.

They won't be the first feature films starring YouTubers and they won't be the last, says Barry Blumberg, chief content officer for SMOSH backer Defy Media. Last year saw the success of similar films such as "Camp Takota," starring Grace Helbig, and "Expelled," starring Cameron Dallas.

"Everybody that has already made a movie in this space is anxious to make another one," Blumberg says.

FameBit is also venturing into paid content, launching a talk show series called "FilterFreeTV" that will sell on iTunes for $1.99 per episode.

YouTube personality Kayla Lashae, 22, who has made a living for three years with videos about trying out bags and testing things like electric toothbrushes, says it's a good idea to branch out with the co-hosting gig.

"My overall goal is take my brand outside of YouTube and move it directly to television," she says.

4. Going International

Big multichannel networks, which help YouTube stars get advertising deals, are tying up and expanding their business abroad.

Last year Disney bought Maker Studios, and AT&T and Chernin Group purchased Fullscreen. And earlier this month, German broadcaster ProSiebenSat.1 merged its Studio71 with Collective Digital Studio, a Los Angeles-based network behind such brands as Epic Meal Time, Video Game High School and Just Kidding News.

Part of the rationale is to take formats that have worked in Germany, like the head-to-head video game challenge show, "Last Man Standing," and transport them to different markets with local talent, says CDS CEO Reza Izad. The merger will also help build up advertising sales forces in countries where consumers are watching videos that don't have ads sold against them.

"You want to grow (ad rates)? You're going to need to have ad sales forces globally in marketplaces that have real value," Izad says. That means countries like Canada, and various territories in Europe and elsewhere where English language videos travel well.

There are plenty of genres that work in other markets, like sports, dance, and fashion, says Peter Csathy, CEO of venture capital firm Manatt Digital Media Ventures. "Those things are not language dependent and they're naturals for international reach," he says.

Source: 4 alternative ways YouTubers are making money from videos

Friday, July 24, 2015

#Google #AdSense Makes Sense on #Blogs #

Google AdSense Makes Sense on Blogs Google AdSense is easy to install on a web page or blog and constitutes additional source of income without spending anything. You have to apply on-line for Google AdSense Program and generally approval comes from Google within two days. Those having ... read moreHow to Make Money Blogging: 8 Steps to Successful Professional Blogging This comprehensive guide will teach you how to start a blog and make money online by covering the basics to ... with the most popular and highest pay-per-click being Google AdSense. Gary Dek is a professional blogger, SEO expert, and freelance writer. read more

8 Worst Ways to Make Money Online There's little money in these bottom feeder games. Want to make money off a blog? Partner with reputable affiliate programs such as Amazon Affiliates and set up ads with Google AdSense. If you don't, your readers will catch on to those fake links and ... read moreWhy the Google Adsense Conspiracy Doesn't Make Sense According to the leaker, publishers who made more than $5,000 per month through AdSense were arbitrarily banned from ... enjoys a near-monopoly in online advertising. In an official blog, Google openly admitted that some of the actions it takes against ... read moreDoes Google AdSense have any sense? The following blog post, unless otherwise noted, was written by a member of Gamasutra's community. The thoughts and opinions expressed are those of the writer and not Gamasutra or its parent company. Google AdSense is the obvious choice for any new start ... read moreDoes Google's AdSense Make Sense? Blogs are a notable example. I'm not sure, however, AdSense will really work ... to appear only in relevant places that make sense to Web users." It can slice, dice, and leap tall buildings in a single bound. Google search is a wonderful thing, folks. read moreMake Money by Improving Your Google AdSense Earnings What makes these webmasters or bloggers different from the rest are that they think out of the box with their clear sense of ability to properly set up their websites or blogs to drive traffic and strategically place their Google AdSense advertisements in ... read moreMake money online, part 1: Introduction to Google AdSense Prior to this point, you may or may not have heard of Google AdSense. If you haven't, it's an ad network that Google has set up to allow Web site owners, bloggers, and others to place ads on their site and make money ... Web sites and blogs and ads ... read moreGoogle Vs. Antiwar.com On the morning of March 18, Eric Garris, founder and webmaster of Antiwar.com, received a form email from Google AdSense informing him that all ... The dissemination of such photos chiefly serves to ultimately make terrorist attacks less likely by driving ... read moreThis Man Is Furious At Google For Taking Hundreds Of Thousands Of Dollars From His AdSense Account It makes sense for Google to root out websites ... The thinking that Google can only benefit if it keeps the money is very short sighted. I've read my fair share of Google Adsense stories and I'm actually very surprised that I have yet to see anyone ... read more

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Source: #Google #AdSense Makes Sense on #Blogs #

Steelers' Mike Tomlin making championship money to match expectations

The Pittsburgh Steelers can justify elevating Mike Tomlin into the elite club of highest-paid NFL coaches. He wins 64 percent of his games, he's never had a losing season, he has a winning playoff record (5-4). He provides stability, which is a hallmark for a franchise going on its third coach in nearly five decades. They thrive off stability.

But the commitment -- and the money -- from the Rooneys speaks loudly. It basically says, "Let's go ahead and grab another championship sooner than later."

A source told ESPN that Tomlin is set to make at least $7 million, placing him among the top 3-5 highest-paid coaches. Bill Belichick, Sean Payton and Pete Carroll all make $7.5 million or more, according to reports. It's safe to say Tomlin is either in that club or just outside of it.

Those three coaches have won three of the last six Super Bowls. Tomlin's last one came seven seasons ago, which isn't to say he doesn't belong with that crew, but rather to remind that a dip back in the Super Bowl water would punctuate the reason both sides did this extension in the first place.

"We are confident he will continue to lead the team in our pursuit of another Super Bowl championship," team president Art Rooney II said in a statement.

"I look forward to pursuing what is the Steelers' goal every year -- bringing another Super Bowl championship to the city of Pittsburgh," Tomlin said.

No one is mincing words here. Everything is clear-cut: Both parties are extending this marriage to 2018 for one reason.

The convenient narrative after Tomlin's title in 2008-09 was he won with Cowher's team. This isn't college football recruiting. Winning playoff games is difficult with any roster. If Tomlin wins a second Super Bowl, no one can question his imprint on the pursuit. He's giving his defense a face-lift, injecting youth and playmaking at the potential risk of a painful transition. He's helped the Steelers draft well, especially on offense, giving Ben Roethlisberger the best supporting cast he's had.

Tomlin is under contract until at least 2018, meaning his place in Steelers' folklore will be well-defined by then. He will have easily reach 100 wins. He can do more than that, and he seems to know it. Expectations couldn't be higher for a team that went 8-8 in both 2012 and 2013.

Tomlin has a chance to earn every dollar, and more.

Source: Steelers' Mike Tomlin making championship money to match expectations

Thursday, July 23, 2015

A #Review of Optimizing #AdSense, a #Google Training Program #

A Review of Optimizing AdSense, a Google Training Program Do you publish a website or blog that you monetize using Google AdSense? Then Google has a self-help training course just for you. Introduced last month, the Optimizing AdSense course provides a: Self-assessment tool to determine holes in your AdSense ... read moreUniversity of Queensland goes No-Dig This initiative is to help educate the up-and-coming industry leaders on the benefits and applications of Trenchless Technology, furthering the ASTT's goals to 'preach beyond the choir' and encourage training ... uses Google's AdSense program. read more

APPEA urges Victoria to step on the gas As part of its submission, APPEA recommended the establishment of an independent Gas Fields Commission, or similar model, to lead community engagement and education ... program utilises a cookie that collects anonymous traffic data. GSP uses Google's ... read moreFailure to foster youth entrepreneurship a blow to the future economy: FYA Introducing enterprise education in all ... major websites use them. Google's collection of information GSP uses Google Analytics. This program utilises a cookie that collects anonymous traffic data. GSP uses Google's AdSense program. read more43 free online courses you can take this summer to advance your career You'll learn how to set up your work environment and perform the various editing functions that the program offers ... the right prices for your products. This training class will help you master the basics of Google Analytics and understand how to ... read more6 Essential Elements Of A Modern Website You'll be able to review ... optimization can be made and whether you should continue investing in that campaign. Don't let the size and scope of analytics intimidate you. If you want to learn more, Google offers a fantastic help center and training ... read moreNECA Training Google's collection of information GSP uses Google Analytics. This program utilises a cookie that collects anonymous traffic data. GSP uses Google's AdSense program ... details provided below. GSP will review your complaint and endeavour to resolve ... read morePage One Engine Bonus Launches the Biggest Bonus Package for 2015's Most Exciting New Training Course San Francisco, CA — (SBWIRE) — 07/09/2015 — Search engine optimization is built on one simple truth- being on the first page of Google ... program. The bonuses are all described in detail on the site itself, along with a comprehensive Page One Engine ... read moreLNG 18 partners with Gas Today This interactive training course ... most major websites use them. Google's collection of information GSP uses Google Analytics. This program utilises a cookie that collects anonymous traffic data. GSP uses Google's AdSense program. read morePaid Media Strategy Review Tips This is only one example of considering how trends impact and can enhance your online marketing program. It's important to review a selection of ad platforms ... out that are important to consider when optimizing campaigns. Phone call conversions, mobile ... read more

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Source: A #Review of Optimizing #AdSense, a #Google Training Program #

Wednesday, July 22, 2015

#Google Vs. Antiwar.com #

Google Vs. Antiwar.com On the morning of March 18, Eric Garris, founder and webmaster of Antiwar.com, received a form email from Google AdSense informing him that all of Antiwar.com's Google ads had been disabled. The reason given was that one of the site's pages with ads on ... read moreHow The World Butchered Benjamin Franklin's Quote On Liberty Vs. Security You might have heard that American founding father Benjamin Franklin said something like "Those who give up liberty for security deserve neither." The quote has been the siren song of anti-war protesters ... Get Butchered? To Google Ngram! read more

Are Silicon Valley Techies Killing San Francisco? She writes: "I'm seeing the town that gave birth to the Sierra Club and Rainforest Action Network and seminal movements for human rights, a town that produced great insurrection and antiwar activism ... bit short-sighted. Silicon Valley's contributions ... read moreGood Read: Rebecca Solnit vs. the Tech Buses, Round 2 I think lots of people were noticing the big white motor coaches swooping into Muni bus zones around the city to carry workers to Apple, Google, Facebook and other ... a town that produced great insurrection and antiwar activism and idealism and new ... read moreCelebrities to join thousands of Canadians from 100+ groups at March for Jobs, Justice and the Climate Fonda is a well-known and accomplished activist who has been involved with civil rights, anti-war, Indigenous sovereignty ... were recently inspired by Naomi Klein's book on capitalism vs. the climate, This Changes Everything -- and have decided to ... read moreLeBron's 'I Can't Breathe' Shirt Offers Profile in Conformity, Not Courage LeBron James needed the police. He was running late for the Justin ... three-and-a-half years and lost his status as a world heavyweight champion due to his anti-war beliefs. He was also willing to go to jail for them, but didn't. Carlos and Smith were ... read moreAre You Being Tracked? The statement, which also is endorsed by CASPIAN, the ACLU and various consumer and privacy organizations, calls for a voluntary moratorium on item-level tagging and also seeks to preserve consumers' right to disable tags, avoid being tracked without ... read moreLooking For Tom Lehrer, Comedy's Mysterious Genius That's where he first encountered Tom Lehrer, whose music was a staple and who was ... He also traveled extensively to college campuses, and performed benefits for liberal and anti-war groups. He began performing internationally in 1959, when the ... read moreAssault and Moonbattery After the ceremony, still in uniform, he goes for a walk, and a mix-up leads him into an antiwar rally, where he encounters his ... Here is one comment from Le Monde's site, as translated by Google: Well, if it is in the picture, in terms read more10 Top Anti-War/Protest Songs About the Vietnam War The War in Vietnam has long been the ... are a sampling of the some of the best anti-war/protest songs that were released during that era. You can find all of these songs in digital form on iTunes, Amazon.com and Google Play with the exception of the ... read more

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Source: #Google Vs. Antiwar.com #