Top 3 Ways Nigerian #Bloggers Can Make #Money Without #AdSense

Top 3 Ways Nigerian Bloggers Can Make Money Without Adsense The first go-to for any Nigerian blogger when it comes to monetizing their blog is AdSense. It is no surprise as AdSense is one of the best contextual online advertising networks for any blog as well as one of the safest blog monetization networks ... read moreWhy Advertising Isn't A Good Fit For Authority Blogs (And What to Do Instead) Building an authority site can be challenging. It takes time, dedication and the will to hustle to reach the top ... think that's the way to make money, so that's what they do. And you often seen bloggers using programs like Google Adsense or Bing Ads. read more

10 odd ways to earn money during college Make sure the company is legitimate first. 3 ... AdSense, and once approved, add in an HTML code to your blog. Relevant ads will pop up on your blog and you get a portion of the money earned. 7.) Buy something and sell it for more The best way to do ... read moreTop 10 Free E-books For Bloggers That's why we checked out all the e-books for bloggers and handpicked ten contemporary ones that we think are the best of the ... a business tool. It can play serious socio-political roles in different parts of the world. Make Money Online with John ... read moreSmart Passive Income: 10 Top Tips From Expert Pat Flynn Having the blog allowed ... You can't start charging right off the bat without your audience knowing anything about the value you offer (though you could still indirectly earn money from them with the right ads). "The best way to go in terms of a ... read more10 Best and Worst Side Jobs for Stay-at-Home Parents "As someone who has sold four blogs in the last 10 years while raising three kids, I can honestly say that starting a blog is the best way ... without any technical knowledge. Additionally, bloggers can monetize their sites with Google AdSense, earn ... read more25 Things I Hate About Google, Revisited 5 Years Later I can't say that the confusion seems to be harming Google in any way, and perhaps it would be even more confusing to change now. But then again, these days, we have things like "AdSense For ... As for "you can make money without doing evil ... read more6 Ways to Profit From Your Passions It's probably the easiest (and most fun) way to pick up some extra cash without ... You can earn cash with YouTube advertisements, which can run about $2 per 1,000 views. Google's Adsense, a free program that lets you embed ads on your blog, gives you ... read moreHow to Make a Viral Video - and Make Money [Read: 3 Steps to Reinventing Your Career.] Still, if you're considering the idea of creating a viral video and trying to make money from it ... of online video and editorial content. "You can have the best camera in the world, but if the lighting and ... read moreCould you be a star blogger or vlogger? Google AdSense is another popular way ... they can certainly ease the pain. Content is king. Without top quality posts or videos, you wouldn't have a large audience in the first place. "If you try to set up a channel or blog just to make money, it ... read more

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How to stop spending money carelessly

We all know it's important to save money. Saving for retirement and socking away cash for emergencies often involves making sacrifices. The money that you would have spent on a trip to Uruguay or on new shoes could instead go into your IRA or your savings account. Making responsible financial decisions can be difficult, of course, and if you're having trouble holding onto your coins, here's how to stop spending money recklessly.

Check out our budget calculator.

1. Find out What You're Wasting Money On

If you're trying to start spending less and saving more, it's a good idea to find out where your money is going. Are you spending a large percentage of it on baked goods or electronics? By being aware of what's causing you to waste money unnecessarily, you can be proactive about avoiding those triggers.

2. Keep Tabs on Your Spending

Having a budget in place is essential if you want to avoid overspending. But if you realize that's not enough, you might have to take things a step further and either use an app or actually write down how much you're spending on a daily basis.

While that might seem tedious, it could also be a huge wake-up call for someone who's prone to making impulse purchases. Seeing that you used two-thirds of your paycheck to wine and dine your significant other might be enough to convince you that it's time to rein in your spending.

3. Get an Accountability Partner

Kicking a bad habit can be hard, especially if you're doing it all on your own. Finding a friend or family member who can hold you accountable for your actions can be an effective way to curtail your spending.

Your accountability partner can serve as a source of encouragement. Plus, if he or she is also committed to saving more, you can challenge each other to see who can save more money within a certain window of time.

Check out these 20 creative ideas to make money fast:

Dog-sitting, babysitting, or house-sitting

These jobs are always in high demand, and the best part: you can name your price and create your own schedule! Post an ad on craigslist, or use your friends' and family's connections to get your name out there. 

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Rent out your space 

List your apartment on Airbnb or another rental site, and make some easy cash by staying at a friends and renting out your place for the weekend.

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Share your space

Just as you can rent out your full apartment or house, you can also post a free room (or even just your couch!) on sites like Craigslist or Airbnb. This way you can split your living expenses -- and maybe even make a new friend!

Photo via Getty

Sell your body parts

Now here's a weird one: Donate your hair, breast milk, or even plasma for a profit. According to Grifols, if you're healthy and weigh above 110 pounds, you can earn up to $200 a month donating your plasma to life-saving medicine. 

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Sign up to participate in medical tests and clinical trials. 

Universities constantly need volunteers to test new medicines and treatments -- and because the pool of willing participants is limited, there is typically a large compensation for being a guinea pig. 

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Participate in a focus group

Companies and organizations will pay you to join a focus group. These can be conducted in person, online, or via phone. You will most likely be reimbursed in cash or gift cards -- plus, you often get to test out fun new products! 

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Take online surveys

Similar to focus groups, you can get paid to give your time and insights on an online questionairre. Plus, you can do this from the comfort of your couch. 

Photo via Getty

Bank on your sperm

Although we don't necessarily recommend this option, there is a very high demand for healthy sperm donors. Keep in mind some of the obvious drawbacks, but sperm donation is non-invasive and highly compensated. 

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Crowdfund your dreams

Crowdfunding allows you to raise monetary contributions from a large group of people who want to support your venture. Post your project or idea on a crowdfund site, like GoFundMe.com, and see the cash pile up.

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Become a tutor

If you're qualified, post an ad online or on a community board to tutor children on their school courses or for the upcoming SATs.

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Get a part-time job

Capitalize your free time (on the weekends or after work hours) by working a part-time job. A bartender, waiter, or Uber driver are all great options for an additional source of income -- and great tips! 

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Resell tickets

Take this suggestion at your own risk: If you're staying within legal limits, buy tickets low and sell high as an effective way to source additional money. (Just make sure to check your state and local laws first!)

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Rentafriend.com

You can sell anything on the internet these days... including your companionship! Get paid to go on a platonic outing for a few hours and enjoy your afternoon with a new friend. 

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Rent out your parking spot

Make sure to check with your landlord first, but if you have the option to park your own car further away, lend or share your parking space or driveway for the hour, day, or even month! 

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Keep a coin jar 

This one takes patience before a big pay out, but keep a spare jar or drawer for loose change that you usually toss anyway. It will keep it all in one place -- and those quarters do add up! 

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Make something to sell 

If you have a knack for arts & crafts, create jewelry or other handmade gifts to sell on sites filled with other thrifty vendors like Etsy. 

Photo via Getty

Sell items online

This effective strategy requires low effort with a high return. Post photos of your used or non-used items on sites like eBay or Craigslist, and let the bidding begin! 

Photo via Getty

Have a yard sale

Sell clutter you've been meaning to get rid of right in your front yard. This simple tactic is convenient, and guarantees a wad of cash right to your pocket.  

Photo via Getty

Return past purchases

This tip may seem obvious, but is often overlooked: Take your recently-purchased items that are laying around back to the store for either store credit or a full refund. 

Photo via AP

Recycle scrap metal and cans

Collect cans and scrap metal out your own garbage, basement, and street and bring to your local recycler to exchange your findings for money.  

Photo via Getty

4. Pay With Cash

Not everyone has this issue, but for some people it's easier to waste money when you're swiping a card to make a purchase. Paying for $100 jeans might hurt a lot more if you have to hand over a $100 bill instead of pulling out a credit card. If you're guilty of living beyond your means, it might be better to pay with money you already have rather than accumulate interest and credit card debt that might take years to pay off.

Try out our credit card calculator.

5. Don't Shop Without a List

Another good tip for anyone with a spending problem: Always make a shopping list and try your best to stick to it. If sales and clearance signs usually drive you to overspend, it probably isn't wise to enter a store or go into certain sections unless you have a legitimate reason for being there.

To take things up a notch, you can make a list in advance, estimate how much each item will cost and only bring enough cash to cover those purchases. That way, you can't buy more than you planned to.

6. Plan Your Meals in Advance

If you find that you're spending too much on food, meal prepping can help you cut back. By taking the time to think about what you're going to cook for the week (or even for a few days) and setting up a budget, it might be easier to save money. Randomly buying whatever you're craving could be costing you more than you think.

7. Clean Out Your Inbox

Promotional emails can be more hurtful than helpful, especially if they're causing you to shop more often than you should. Unsubscribing from certain email lists and turning off some notifications might be necessary if they're tempting you to overspend.

8. Delay Your Major Purchases

Buying a car or making another major purchase isn't something you should do on the fly. But if you tend to buy expensive things without thinking, you might need to start making some changes. It's best to give yourself a day or two to think about what you want to buy and whether you really need it.

Taking the time to weigh the pros and cons of going through with a purchase is a simple strategy that can keep you from buying something that'll set you back financially.

Related Article: How to Save Money Each Month

9. Don't Buy Everything in Bulk

Buying groceries and supplies in bulk can save you money. But if you never get around to using certain items or you're throwing a lot of perishable foods out, you might be better off just buying what you need and eating what you have before heading to the grocery store.

The Takeaway

Cutting back on spending while saving for the future may seem impossible. But by taking our tips into consideration, you might be able to gain enough self-control to put an end to overspending.

The post How to Stop Spending Money Carelessly appeared first on SmartAsset Blog.

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A #Review of Optimizing #AdSense, a #Google Training Program

A Review of Optimizing AdSense, a Google Training Program Do you publish a website or blog that you monetize using Google AdSense? Then Google has a self-help training course just for ... Google's official Certified Partner program, and engage their services. Optimizing AdSense is great for beginners, and ... read moreWhy Every Entrepreneur Should Take Advantage of Local Marketing Tactics So if you don't rank on the first page of Google ... optimize it. In addition to helping you rank high in the search engines it puts all your business information right in front of customers. It features your location, contact details, business hours ... read more

Apple, Google Ramp Up Developer Guidance In advance of their upcoming developer conferences, Apple and Google have been ramping up their developer guidance and education efforts ... OS updates, review guidelines, app optimization tips and app submission information. The revamped developer ... read moreUW CSE's Anna Karlin and Jeff Dean elected to the American Academy of Arts & Sciences Dean is a Google Senior Fellow ... TensorFlow for large-scale training and deployment of deep learning models—among many others. Dean earned his Ph.D. from UW CSE in 1996 working with Craig Chambers on whole-program optimization techniques for ... read moreNew Media Investment Group's (NEWM) CEO Michael Reed on Q1 2016 Results - Earnings Call Transcript This program connects Google's trusted AdWords partners with SMB's that want expert help in creating, managing, and optimizing their online advertising ... and produces events centered on awards and education seminars. Today, Dolan serves 17 markets ... read moreGoogle's AdSense a bonanza for some Web sites Google's AdSense program ... which reviews the site. Once a small piece of computer code language is implanted on an accepted site, Google does the rest — matching ad links from its warehouse of clients to appropriate sites. There's an art to optimizing ... read moreNew guidelines introduced for battery storage Clean Energy Council energy storage workshop and training ... use them. Google's collection of information GSP uses Google Analytics. This program utilises a cookie that collects anonymous traffic data. GSP uses Google's AdSense program. read moreBeyond AdWords: Demand Side Platforms Explained However, some DSPs do offer the ability to run campaigns with a CPC or CPA price target, but such options only optimize to those goals, effectively. Underneath, impressions are still traded on an eCPM basis. Google can afford to offer a CPC pricing option ... read moreWhat Google Learned From Its Quest to Build the Perfect Team She thought about various opportunities — Internet companies, a Ph.D. program — but ... wholly original doesn't mean Google's contributions aren't valuable. In fact, in some ways, the ''employee performance optimization'' movement has ... read more30 clever ways to make money online The catch is typically that you have to spend money for training or to register with these companies ... Create Niche Websites Featuring Google AdSense Ads Creating popular niche sites can grab visitors looking for specialized information, and adding ... read more

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7 Ways to Make the Most of Your Cash-Back Credit Card

Cash-back credit cards are a great way to receive an effective discount on all of your purchases, but they are often not as simple as they appear. Many cash-back cards can be a challenge to use because they offer different rates of return for different types of purchases, or have limits on the amount of cash back you can earn in a bonus category (If you're trying to decide which one would work best for you, check out our guide on the best cash rewards credit cards in America).

If you want to earn the most possible cash back from your rewards card, with the fewest expenses, consider these seven tips.

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1. Never carry a balance.

When you carry a balance on a cash-back card you will incur interest charges that will likely exceed the value of any rewards you receive. Unless you can avoid interest charges by paying your statement balances in full each month, you would be better off using a low interest rate card with no rewards program because it will have a lower standard rate than a similar card that offers cash back.

2. Don't consider cash back when making a purchase.

A cash-back card literally pays you to spend more money, but of course you will always lose out when you make an unnecessary purchase in order to earn additional rewards.

3. Consider a card with an annual fee.

Many cash-back credit cards are offered in versions with and without an annual fee. There are a lot of people who don't spend enough to justify a cash-back card with an annual fee, and others who refuse to pay an annual fee on principle. Yet for many people, it can be worth paying an annual fee in order to receive significantly more cash back. You should take the time to do the math and decide if a card's additional rewards are worth paying an annual fee.

4. Watch out for spending limits.

Many cards impose spending limits on bonus categories and only offer the standard amount of cash back once you've reached the limit. For example, the American Express Blue Cash Preferred card (read a full review of this card here) offers 6% cash back at U.S. grocery stores, but only on up to $6,000 spent in a calendar year. The Chase Freedom (read the review here) offers 5% cash back at select merchants, but only for the first $1,500 spent each quarter. Unfortunately, it can be hard to keep track of how much you've spent on qualifying purchases, so you may have to make an occasional call to your card issuer for this information if it isn't provided online.

5. Keep track of rotating bonus categories.

The Chase Freedom and the Discover it (you'll find a full review here) are both popular cash-back credit cards that offer 5% returns on up to $1,500 spent each quarter at feature retailers and on select categories of purchases. Those who hold one of these cards need to remember to login once per quarter to "activate" their bonus categories, and keep them in mind throughout the quarter. Fortunately, both of these cards allow you to activate your bonus retroactively throughout the quarter.

6. Think about using multiple cash back credit cards.

Some cards offer up to 2% cash back on all purchases while others can feature as much as 6% cash back on some purchases and only 1% on the rest. One way to enjoy the best of both worlds is to carry one of each type of credit card. You can use a card with a great bonus at qualifying merchants, while using a separate card with a high level of rewards on all other purchases.

7. Make sure you are using a competitive card.

The market for cash-back credit cards is intensely competitive, so you have to re-evaluate which cards you are using from time to time as new and better cards are being constantly introduced. Just a few years ago, it was common for most cards to offer 1%, but now there are cards that offer 1.5% or even 2% cash back on all purchases, often with no annual fee.

While it's great to have a card that rewards you for spending, you don't want to go overboard. To see how your spending habits are affecting your score, check out two of your credit scores for free, updated monthly, on Credit.com.

At publishing time, the American Express Blue Cash Preferred, Chase Freedom and Discover it cards are offered through Credit.com product pages, and Credit.com is compensated if our users apply and ultimately sign up for this card. However, this relationship does not result in any preferential editorial treatment.

Note: It's important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

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Source: 7 Ways to Make the Most of Your Cash-Back Credit Card

Which #AdSense Ads and Locations work best on my #Blog ?

Which Adsense Ads and Locations work best on my blog ? If you ask ten webmasters about the best Adsense unit that is offered at the moment, the best color scheme for that unit and best location you would get ten different answers. There is no absolute truth, no way to setup Adsense that will earn you the most. read more98 lifestyle and work resources for digital nomads I'm often asked what apps, services, and tools I use to lead my location-independent life. I'd like to emphasize one thing – it's not about the tools, it's about your results, personal preference, and efficiency. If you work best with a pen and ... read more

Why You Should Consider Advertising to Your Own Fans on Facebook Expert publishing blog ... the ad at any time, but you cannot edit it after you submit. 3. You cannot split test a boosted post, per se. But you should keep track of each ad's reach through Insights to determine which kind of boosted posts work best. read moreBehind-the-Scenes: 52 Blogger's Best Achievements & Worst Mistakes Best things: First of all, my vast experience from offline world is a great support to me while blogging and I understand the intricacies of every aspect of blogging quite easily. Secondly, my starting of a blog ... Adsense was something which did not work ... read moreThe Art of Advertiser Science: The Science of Remarketing follow-up and Q & A Will UET work with ... use Call and Location Extensions in your ads. See the example above for how it can accomplish your goals. Q. Can you remarket to visitors who have been to a specific page on your site? A. Absolutely. Q. Can I bid on my competitor ... read moreShark Tank: One Of Robert Herjavec's Best Bets Could Save You Money On Utilities This barrier can lead to inefficiencies and miscommunication at best and a severe ... do you have in the works? When are they set to launch? Hussain: This summer, Keen Home is bringing smart air purification to the most logical location in a home—it ... read more30 Twitter Ad Examples to Study Before Spending a Dime However, the real value here isn't the ad necessarily, but the intent behind what you're seeing. Visit Santa Clara is doing a great job capitalizing on the (a) timing and (b) location of Twitter ... while the brackets around 'Best Practice Guide ... read moreBeyond local SEO: Greg Gifford on how to win the visibility race Maintaining a blog ... locations, like retail stores. They silently broadcast a message to any Bluetooth-enabled devices in their proximity, kind of like a lighthouse with text", as Dan Cristo writes. Usually Beacons require a dedicated app to work ... read moreGo Ahead, Make Your Own Cronut Back in the days of my old blog ... best consumed in the next 12 hours), creators can be reasonably sure that they'll be able to appropriate a lot of the benefits of their technique. Much of the profit comes from mastering the skill, getting a location ... read moreGoogle CEO Sundar Pichai's letter to employees When you ask us about a location, you don't just want to know how to get from point A to point B. Depending on the context, you may want to know what time is best to avoid the ... of people. So we work hard to build great ad products that people find ... read more

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10 Home Hacks That Save Time & Money

It's time to cast aside your cynicism. It turns out that the best things in life ARE free – or darned close — at least when it comes to little touches that make life a little easier and your house a little homier. Doubt it? Try these 10 home hacks and you will believe:

1. Banish Odors

Forget the fancy and costly sprays and plug-ins. In a small pan, mix water, vanilla extract and cinnamon, then simmer the concoction on low heat. Your home will smell fresh in no time.

2. Dry Clothes Faster

Don't have a lot of time to wait for those jeans or that shirt to dry? Toss a dry bath towel in when you put wet clothes in the dryer. You'll cut drying time way down (and cut energy costs, too!).

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3. Freshen a Smelly Room

Easy enough: Just place two to four dryer sheets in a spray bottle, fill the bottle with water, and then add 1 tablespoon of rubbing alcohol. Voila! Your own effective, low-cost freshener is ready for you to spray.

4. Keep Your Pants Up

A zipper that won't stay up doesn't have to be a constant irritant. Slide a run-of-the-mill key ring through the hole in the zipper's tab. Then hook the ring to the pant button above the zipper. Instant fix!

5. Solve the Toilet Brush Dilemma

Rather than returning a dripping toilet brush to its holder, tuck it between the toilet bowl and lid (dripping brush inside the bowl, of course). After a few minutes it'll be dry enough to store.

6. Stop Static

Fashion two tin foil balls and toss them in the dryer with your clothes. They will keep your clothing static free.

7. Get at Corner Dirt

Don't spend a fortune on extra vacuum attachments. Tape a cardboard tube – the kind that is in the center of wrapping paper – to your vacuum hose to get into tight spaces. Bend and flatten the tube to suit your needs.

8. Triumph Over Stuck Trash Bags

You know how, when you try to pull your full garbage bag out of the plastic container, it does not want to come out, because there's a vacuum? Drill a few small holes in the lower part of your garbage pail and you can remove bags without struggle.

9. Keep Trash Bags in Place

Here's a way to address another irritation related to garbage bags: Take a few pieces of inexpensive sticky-tape picture hooks and use them to attach garbage bags to the lip of the trash cans to keep them from slipping down.

10. Organize Your Clothes for Easy Reach

Do you spend time digging through clothes in your dresser, or even frustrated by a well-organized pile? Try this: Stack your clothes in the dresser vertically (not in horizontal piles as the picture here shows) to find your favorites easier. Bonus – you'll save space, too.

You can also save time and money by keeping your credit in good standing. Checking your annual credit reports is a good way to do that, as is checking your free credit scores, updated monthly on Credit.com.

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Source: 10 Home Hacks That Save Time & Money

Top 3 Ways Nigerian #Bloggers Can Make #Money Without #AdSense

Top 3 Ways Nigerian Bloggers Can Make Money Without Adsense The first go-to for any Nigerian blogger when it comes to monetizing their blog is AdSense. It is no surprise as AdSense is one of the best contextual online advertising networks for any blog as well as one of the safest blog monetization networks ... read moreWhy Advertising Isn't A Good Fit For Authority Blogs (And What to Do Instead) Building an authority site can be challenging. It takes time, dedication and the will to hustle to reach the top ... think that's the way to make money, so that's what they do. And you often seen bloggers using programs like Google Adsense or Bing Ads. read more

Bamidele Onibalusi: 4 Ways Nigerians Can Make Money Online We've undoubtedly heard about Linda Ikeji, Uche Pedro, Jason Njoku and other leading Nigerian entrepreneurs making a fortune online, and we're convinced that we can make ... assume that the best way for them to make money from a blog is by starting ... read more10 odd ways to earn money during college Make sure the company is legitimate first. 3 ... AdSense, and once approved, add in an HTML code to your blog. Relevant ads will pop up on your blog and you get a portion of the money earned. 7.) Buy something and sell it for more The best way to do ... read moreBlogging Toolbox: 120+ Resources for Bloggers Style Library-If you are looking for a way to make ... good way to blog without paying money. Blogger - A service owned by Google, Blogger is a way to have your blogs hosted for free and you can post as much as you want. It allows Google's AdSense to ... read moreSmart Passive Income: 10 Top Tips From Expert Pat Flynn Having the blog allowed ... You can't start charging right off the bat without your audience knowing anything about the value you offer (though you could still indirectly earn money from them with the right ads). "The best way to go in terms of a ... read more25 Things I Hate About Google, Revisited 5 Years Later I can't say that the confusion seems to be harming Google in any way, and perhaps it would be even more confusing to change now. But then again, these days, we have things like "AdSense For ... As for "you can make money without doing evil ... read more10 Best and Worst Side Jobs for Stay-at-Home Parents "As someone who has sold four blogs in the last 10 years while raising three kids, I can honestly say that starting a blog is the best way ... without any technical knowledge. Additionally, bloggers can monetize their sites with Google AdSense, earn ... read more6 Ways to Profit From Your Passions It's probably the easiest (and most fun) way to pick up some extra cash without ... You can earn cash with YouTube advertisements, which can run about $2 per 1,000 views. Google's Adsense, a free program that lets you embed ads on your blog, gives you ... read moreHow to Make a Viral Video - and Make Money [Read: 3 Steps to Reinventing Your Career.] Still, if you're considering the idea of creating a viral video and trying to make money from it ... of online video and editorial content. "You can have the best camera in the world, but if the lighting and ... read more

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Source: Top 3 Ways Nigerian #Bloggers Can Make #Money Without #AdSense