Monday, June 22, 2015

Bernanke: Don't make Hamilton split $10 bill

Former Fed Chairman Ben Bernanke said he is "appalled" by the treasury secretary's decision to have Alexander Hamilton split his duty as the face of the $10 bill with a woman.

Though he said secretary Jack Lew's decision to put a female face on the ten is a "fine idea," Bernanke made it clear he doesn't think it should be at Hamilton's expense.

"Hamilton, the first Secretary of the Treasury, would qualify as among the greatest of our founders for his contributions to achieving American independence and creating the Constitution alone," Bernanke wrote in a blog post.

Bernanke argued that Hamilton also helped stabilize and strengthen the U.S. financial system in the early days of America, paving the way for a strong economy.

"The importance of Hamilton's achievement can be judged by the problems that the combination of uncoordinated national fiscal policies and a single currency has caused the Eurozone in recent years," he wrote, adding that Hamilton's efforts to consolidate state debts and to create a strong federal fiscal system helped America avoid some of the eurozone's current issues.

Bernanke added that he supports Lew's historic decision to put a woman on U.S. paper currency for the first time in more than a century.

"As many have pointed out, a better solution is available: Replace Andrew Jackson, a man of many unattractive qualities and a poor president, on the twenty dollar bill," he said.

Lew said the U.S. Treasury selected the ten for a redesign because it's the next bill in line to have its security features updated. The current version of the $10 bill has been in circulation since 2006, however, while the $20 bill has not been updated since 2003, according to the U.S. Bureau of Engraving and Printing.

It remains unclear whether Hamilton will appear alongside a woman on the new $10 bill or be the centerpiece of one version of the new bill. Lew said the details are still up for discussion.

Either way, the Hamilton $10 isn't going anywhere soon, since there are about 1.9 billion $10s in circulation today.

Advocacy groups have helped promote a national movement to put a woman on U.S. currency that was then backed by members of Congress.

That campaign, spearheaded by the group Women on 20's, also called for replacing Andrew Jackson.

Bernanke previously shared his criticism of Lew's decision with the media, but his blog post Monday morning marks the first time he has written on the subject.


Source: Bernanke: Don't make Hamilton split $10 bill

Sunday, June 21, 2015

Which #AdSense Ads and Locations work best on my #Blog ?

Which Adsense Ads and Locations work best on my blog ? If you ask ten webmasters about the best Adsense unit that is offered at the moment, the best color scheme for that unit and best location you would get ten different answers. There is no absolute truth, no way to setup Adsense that will earn you the most. read moreDigital Fitness Plan Try always to link directly to a page that has a lot of regularly updated content, model listings or a targeted landing page work the best ... help your ads follow your prospective customer wherever they go. Any site that offers AdSense (which is ... read more

Power and Pathos in Florence This weekend, partly to get a few bits of work done in ... that caught my notice were the "archaising" Apollo found in the house of Julius Polybius in Pompeii 1977 (below) -- a bronze figure made in the first century BC or AD, but in the style of a piece ... read moreWhat You Need to Know Before You Go on a Study Abroad Program "What I came to realize once I was abroad was that it would be one of the few times in my life where I have no work or obligations for an extended period of time. I thought Vienna's location was ... write a blog or make a scrapbook. read moreBloggers Need To Learn To Love Email: Top Tactics And Ideas So, here are my top email ... For example, your ad will be served at the time of open, according to the location, device, time and demographics of the subscriber. So there you have it, several email marketing tips and ideas for your blog. read moreTravis Okulski Is The Squarest Man Alive For instance, now that Travis is no longer able to select music for the site in the morning maybe Google AdSense will stop running those AARP ads ... to my own age. In spite of his youth Travis Okulski, or "TO" as we called him (the best nickname ... read moreThe Strange-But-True Story of How a Cowboy Boot Startup Took Over Facebook Spread thin, the small team began closing down the stores "that we weren't able to become the best ... my Facebook,'" McCratic continues. "We'd get messages like, 'Why are you stalking me?' It was people just not understanding how Facebook works. read moreAllender Q&A: Here's what Rapid City can expect from its incoming mayor Well the developers and the contractors are Rapid City's best customers, and they are the key to planned development, so we have to make sure that we're are just allowing them to develop and do their work ... articles in my past blog, which I think ... read moreThe CEO of a wildly popular app that was used as a giant botnet fires back at his critics [and] have decided to provide more details about how this works." Then, following the publication of two ... So, for example, when a British user sets their location on the tool as Norway, their internet traffic is being routed through the connection ... read moreMaking money with Adsense: A little known secret about keyword placement That secret involves keyword placement. The AdSense ads that are displayed on your site are triggered by the keywords that you use in your articles and blog posts. So if you use the keyword "Cheap Dog Collars" you're going to get ads that have something to ... read more

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37 ways dads can make and save more money

Fathers spend a lot of time worrying about how to make ends meet and provide for their families. Dads also have a lot of demands on their resources, and it can feel like their money is stretched the thinnest. That's where some been-there, done-that advice from experts can help dads figure out how to prioritize their finances so that their money is going to what matters most. Read on to see tips from personal finance, business and travel experts on how dads can save money, make more money and help their kids get the most out of life.

1. Invest in Yourself

Entrepreneur and author Josh Felber's advice to dads is to put their money into themselves to get a strong return on investment with a greater earning potential. "Invest in yourself," Felber said. "Stop spending money on beer and sports and instead put that money to bettering yourself. Become a leader and take your family and career or business to the next level."

2. Open a Roth IRA

Clark Howard , consumer expert and radio show host, said his best advice for dads is to save for the future. "Open a Roth IRA today so a Father's Day will come along when you won't have to go to work the next day," Howard said.

3. Put Tomorrow's Needs Before Today's Wants

Victor Ricciardi, a Goucher College finance professor and co-editor of the new book "Investor Behavior: The Psychology of Financial Planning and Investing Balance," said dads should balance spending wants with investment needs.

"People often lack self-control and have a preference for spending money today instead of investing for the future such as saving for retirement," Ricciardi said. "Individuals should frame the investing choice as a source of funds they can spend in later years (like saving $2,000 per month to eventually buy a new car). When the investment situation is linked to a future spending activity, this increases the chances the person will decide to save money to reach thei r long-term investment goal."

4. Protect Your Family Against the Unknown

"If you love your kids, be a man and get a will done," advised David Bach, founder of FinishRich Media. Having a will as well as sufficient insurance will "protect your family if you die prematurely," said Bach. It's easy to assume the worst will never happen to your family, but as a father, it's still your responsibility to prepare for it just in case.

"Teach your kids to save and invest starting at a young age," he added. "Show them the magic of and miracle of 'the latte factor,' how saving and investing just five dollars a day can change their life. Tell them the most important thing they can do financially in life is 'pay themselves first.'" Bach said his book, "The Automatic Millionaire," is a great resource to teach kids about investing and saving.

5. Save in a Separate Bank Account

Dads who are serious about saving should try separating thei r savings from everyday spending funds, suggested John Rampton, founder of invoicing system Due.com. "Take 15 percent of what you make out of every check and put it into a separate bank account that is a little hard to access," Rampton said. "This will allow you to save money every time that you make money."

6. Teach Your Kids About Money

Rob Watson, a feature writer at GoodMenProject.com, said that fathers have the responsibility to teach their kids the value of money and how to manage it responsibly for the benefit of themselves and their future families.

"As a dad, the most valuable thing you can teach your children is that money is not just an avenue to quick, cheap, instant gratification or a way to get the whim of the moment," Watson said. "It can represent the family's security, the attainment of long-term goals and a way to achieve their bigger dreams. A child who understands how to manage his or her money has a chance to master life. It is one of the greatest pieces of information we can give them."

7. Plan a Vacation With Your Kids

Robert Firpo-Cappiello, editor in chief of BudgetTravel.com, said that planning a vacation can be a great time to teach kids about finances. "It can help build the excitement of the vacation and teach them thrifty habits," Firpo-Cappiello said. "For instance, if you skip spending $20 on a pizza on a Friday afternoon after school, remind them, 'We're saving that money to spend on lemonade and funnel cakes on the boardwalk next week.'"

8. Watch for Last-Minute Travel Deals

David Solomito, marketing director for travel site Kayak.com, said travel spontaneity can be part of the fun this Father's Day, even for dads sticking to a budget. "With technology at our fingertips, it's easy to book a last-minute hotel room if you're on a road trip or just looking for a fun staycation," he said. "The Kayak app allows you to quickly search for same-day h otel rates that could save you more money — it's so easy, you can let your app-loving kids do the honors."

9. Pack Lunches Together

Digital business consultant Scott Monty's everyday saving tip also provides a great opportunity to teach kids about money. "Buying a lunch at work can become quite expensive over time," Monty said. "Instead, make lunch with your kids — yours and theirs — and help them learn to make their own lunches and to understand the importance of small financial decisions over time."

10. Ask Yourself, 'Do I Really Need It?'

Author and entrepreneur Peter Shankman said that one of his hard-learned money lessons as a dad has been to skip purchases he doesn't truly need by asking himself, "Do I really need it?"

To help figure out if a purchase is worth it, Shankman said you should "Imagine where you're going to put it. Imagine if you're going to use it. Imagine it taking up space, cluttering up a closet shelf, or worse, a place in full view of you all the time on the kitchen counter or the dresser." This foresight can help you determine if you'll actually use a purchase or if that item's better left on the store shelf rather than wasting money and space in your home.

11. Impose a Shopping Waiting Period

Mark Frauenfelder, founder of Boingboing.net, said he has set up a self-imposed shopping rule to curb impulse buys. "I promise myself to wait an hour between the time I add items to an online shopping cart and pressing the buy button," he said. "I've avoided making a lot of dumb purchases that way."

12. Use Deal-Aggregating Sites to Find Savings

"Save money on everyday items so you can use those savings for the unexpected costs life throws your way," advised Shmuli Bortunk, publicist for 1Sale.com. Everyday savings can easily be found through deal-aggregating sites.

13. Found a Blog or Website

If you want to save money, "Don� ��t have any more children!" joked Jeff Bullas, a social media marketing strategist and speaker. For dads looking to make more money, Bullas provided this tip: "Start a website and blog, build an online brand and market and sell your packaged knowledge and passion to the world. On the social web, this can be done from the home office."

14. Get a Life Insurance Plan

Life insurance is a must for dads, and Greg Kim, chief revenue officer of SlickDeals.net, recommends whole life insurance even though it can be a little expensive. "It's like a tax-advantaged savings account," Kim said.

15. Save Early and Often for Retirement

Joe O'Boyle, a retirement coach with Voya Financial, said that saving early and often is key for dads to ensure their retirements stay on track. "Time and compound interest are a powerful combination when it comes to building wealth," he said.

16. Put Saving for Retirement First

"Make sure you are setting your f amily up for future financial independence," said personal finance expert Philip Taylor, who blogs at PTMoney.com, adding that this begins with you and your partner securing your retirement funds.

"It's tempting to want to throw all your energy and effort into your kids with gifts, trips, college savings and so on," he said. "But you shouldn't be doing those things at the expense of your future security. Your retirement savings should come first."

17. Take Advantage of Your 401(k) Match

Frederick J. Goodall, a speaker and daddy blogger at MochaDad.com, focused on retirement savings. "I recommend that dads contribute to their companies' 401(k) plans," Goodall said. "If your company offers a match, be sure to take advantage of it. It's free money."

18. Automate Your Retirement Savings

"Set up a draft from your bank account to your savings/investment account that occurs each month," advised Daniel Zajac, a certified financial planner, dad and blogger at FinanceAndFlipFlops.com. "This way, you save the money without even realizing it."

19. Open a 529 and Start Saving for College

"Start saving for college now!" said Jeff Rose, personal finance expert and founder of GoodFinancialCents.com. "Your kids grow up way too fast, and before you know it they'll be packing their bags for college." It's as simple as setting aside $10 a week at first, or opening a 529 college savings account and asking relatives or friends to add to that account when they want to give your kids a gift.

20. Think Outside the 9 to 5

C.C. Chapman, an entrepreneur and author who blogs at CC-Chapman.com, said that being a parent is part of what inspired him to work for himself. To other dads, Chapman gave this advice: "Realize that in today's world you can find or start a job that enables you to be home, attend your children's events and make money. Don't feel that your only option is the 9-to -5 (or more) slog that our fathers had to do."

21. Find a Job That Makes You Happy

"Find what makes you happy," advised Conor Sanderson feature writer for ModernDayDads.com. Following this tip keeps money matters in perspective: "Happiness is something that can make one dollar feel like a million bucks. When money is your motivation there is never enough, but when you follow your heart and find something you love, no matter how much you make, you will be content with it and find a way to make it work. Happiness first; the money comes later."

22. Consider Starting a Business

Dale Clarke, blogger at CashFlowBanking.com, said that dads with a business idea should find a way to pursue it, even if it means making temporarily minimum payments on your debts and contributing less to savings.

"Your kids are great examples of this principle," Clarke said. "They invest $5 or $10 in lemonade and ingredients for cookies and make $50 in just a few hou rs selling the products. We dads need to think like our kids and look for opportunities to make money instead of looking at alternative investments (such as the stock market, where we have little to no control)."

23. Always Have a Plan B

Brian, a personal finance expert who started the blog DebtDiscipline.com, advised: "Make sure you have a 'Plan B' when it comes to your income." This is especially true if you're the breadwinner in your family. "If you work for someone else, that employment is never guaranteed," he said.

24. Give Your Kids the Gift of Your Time

Barbara Friedberg, who blogs at BarbaraFriedbergPersonalFinance.com, gave simple advice to dads: Spend time with your kids. "Your child appreciates the gift of time, play and hanging out the most," Friedberg said. That time doesn't cost money and means more than any gift you could give. "Things never take the place of time together." And it can be as simple as throwing a ball around, having a water fight or playing board games.

25. Find Free Ways to Have Fun Together

Pauline Paquin, founder of ReachFinancialIndependence.com, underscored Friedberg's advice. "Don't give into the myth that you must spend money to enjoy time with your child," Paquin said. "Sure, there are times where you will spend money, but more often than not, it's the time spent together that shows love and grows the relationship."

26. Go On Walks With Your Children

"A lot of dads feel like spending quality time with their kids means they have to spend money taking them out to eat, to the movies or to buy that new video game," said Derek Olsen, personal finance blogger at DerekAndCarrie.com. But his favorite way to spend quality time with his daughter is to go on a walk with her."It's free. You get exercise and you get to spend dedicated time just listening to and talking with your kids."

27. Involve Kids in Family Financial Decisions

John Schmoll Jr., a personal finance expert and creator of FrugalRules.com, also spoke to the importance of avoiding the trap of buying. "Being a great dad is about giving your kids love and support, not material things," Schmoll said.

But go further, and when your child asks for something, use it as a teaching opportunity. "If you involve the kids with the family's financial decisions (for example, ask them whether they'd prefer a huge toy for Christmas or something smaller and a family vacation next summer), the kids will understand why they can't have everything and value your efforts to provide for them," he said.

28. Earn Miles for Your Next Vacation

Mileage-earning checking account and credit cards are Kyle Stewart's money-saving secret. As owner of TripSherpa.us and a travel editor and blogger for Upgrd.com, Stewart and his family are always planning their next vacation. Stewart accrues miles just by paying bills, and he said this "b oth saves us money and allows my family to see the world." Plus, even the money spent on a vacation earns miles. Altogether, Stewart said this practice "adds up to a couple of thousand dollars ever time we take a trip."

29. Set Up Allowances Like Bank Accounts

Dave Taylor, who blogs at GoFatherhood.com, supports the idea of using an allowance to teach kids about money, but he offers a twist.

"Organize it like a bank so they have a 'running balance' and can see how much they've accumulated," Taylor said. "They learn the value of saving up for things, and you save the pain of them constantly asking for things that you don't want to buy for them, like comic books and sweets."

30. Sign Up for Subscription Services

Jon Lal, founder and CEO of BeFrugal.com, said that subscription services can be big savers for new dads. "In the first few years of fatherhood, sign up for a repeat delivery service of the items you need most, like diapers ," Lal said. "Not only will this service save you money (you get a discount for participating in repeat delivery from most retailers), but it's one less thing to worry about during this busy, happy time."

31. Throw a 'Diaper Poker Night'

Deacon Hayes of WellKeptWallet.com offered an unusual idea to save money as a new dad: "Throwing a diaper poker party." He said before his son was born, he invited several friends over to play poker. The buy-in was a dollar amount and a pack of diapers, and at the end of the night the winners kept the money — and he kept the diapers. "We haven't had to pay for diapers," Hayes said.

32. Ban Battery-Powered Toys

A smart money tip for dads is to follow a strict "no batteries" rule, said Josh Nite, blogger at TopRankMarketing.com. "We bought books, puzzles, board games and art materials for our son instead," Nite said. "We saved a fortune not buying mountains of plastic electronic toys, and he ha d a great time learning and playing. It was a win-win."

33. Make Today's Leftovers Tomorrow's Lunch

True to his site's title, Beau, the blogger behind LunchboxDad.com, had a tip related to lunch. "Move dinner leftovers directly from the dinner table into reusable lunch boxes for the next day," he said. "That way you can use the food you already have and save money by not going out and buying lunch."

34. Do It Yourself Whenever Possible

"To save the most money, only pay for services you can't perform yourself," said Grayson Bell, blogger at DebtRoundUp.com. It can be tempting to offload everything to free up your in-demand time, but for dads, those costs will quickly add up. Instead, only outsource the tasks you absolutely hate, don't have time for and can fit into your budget. "There is a happy medium," he said.

35. Become Your Household's Handyman

"Learn some mechanical and handyman skills so you can work on your o wn car and do minor repairs around the house," said Brian Fourman, a personal finance blogger at Luke1428.com. Picking up some new skills will save money and make you the hero of your household.

36. Maintain Your Big Purchases

Paying a little here and there to maintain or upgrade big-ticket items (like your home, car and computer) can save you from bigger costs later. For instance, "by investing $50 in a computer or laptop memory upgrade, which can be self-installed in five minutes, dads can extend the life of their computers," said Ed Walker, marketing manager for technology site Crucial.com, "ultimately avoiding hundreds or even thousands of dollars in costs (whether through buying a new computer or in repair costs)."

37. Opt for Low-Interest Credit Cards

"Dads and debt will always be a reality, especially with growing kids," said Dan Blacharski, spokesman for MoneyLend.net. While debt might be a necessary evil at times, dads should still try to get the cheapest credit with a low-interest credit card. "Your local lender might not have the best rates," said Blacharski. He recommends using "a reputable online lending portal" to easily compare rates and other terms from multiple providers.

From GoBankingRates.com: 37 Ways Dads Can Make and Save More Money


Source: 37 ways dads can make and save more money

Saturday, June 20, 2015

Blogger Babes Teach You How to Blog for Profit

blogger babes blog for profit

Plenty of small businesses use blogging as a way to promote services or build a community around their brand. But blogging can actually be a business in and of itself.

More and more individuals are beginning to take advantage of all the different opportunities out there to monetize blogging.

From gaining paid sponsorship or working with brands on promotional campaigns to developing digital products or e-books, the possibilities for bloggers are plentiful. But in order to build a blog from a hobby into a business, it helps to have a community of like-minded people behind you. Blogger Babes is one of those communities.

Heidi Nazarudin and Ponn Sabra started Blogger Babes in an effort to share resources with other female bloggers.

The network is aimed specifically at female bloggers who focus on lifestyle categories like fashion, beauty, food, travel and DIY. With this niche, the group is able to offer resources that are likely to be actually relevant to members of the community.

Sabra said in an email to Small Business Trends, "While there are hundreds of blogger networks out there, the vast majority of them offer brand-to-blogger paid review campaigns, networking events, and virtual and live conferences. And, they all perform these tasks extremely well."

"However, no one offers ongoing e-books, kindle e-books, do-it-yourself e-courses, and blogger-specific educational materials written for women bloggers by women bloggers. Heidi and I saw this void in our market and decided to fill it."

blogger babes blog for profit

Before starting Blogger Babes, Nazarudin was the CEO of a tech company and Sabra was an author, publisher, and public health official. But both enjoyed running their own blogs and wanted to be able to make a living doing that instead.

"Heidi and I are fortunate to make our own schedules, travel the world, and live our lives on our own terms, because we built our blogs into a business that affords this lifestyle," Sabra said in her email. "And, we believe if someone is interested enough to start a blog, then she, most likely, is searching for this flexible lifestyle too—which we warmly call the 'blogger lifestyle'."

blogger babes blog for profit

Of course, there are plenty of bloggers that run perfectly acceptable blogs as hobbies. However, as Sabra points out, once bloggers are able to make some money blogging, they're often able to spend more time improving their blogs. And that often leads to higher quality content.

Sabra said in the email, "Once a blogger consciously and actively decides to explore the opportunities to make money from her efforts blogging, only then will she enter the mindset of a pro blogger. This is the mindset Heidi and I teach, promote and advocate to all our members."

The platform is free to join. That free membership includes a weekly newsletter full of upcoming events and blogger campaign opportunities, as well as a listing in Blogger Babes's Member Directory, which brands can browse to find bloggers to work with on their promotional campaigns.

blogger babes blog for profit

There are also paid subscriptions, which include things like eKits, which offer further information and training related to the site's monthly blogging topics. And then there's the Ultimate Blogging Binder, a free digital resource guide for Blogger Babes looking to learn more about building a business around their blogs.

Images: Blogger Babes

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Source: Blogger Babes Teach You How to Blog for Profit

Friday, June 19, 2015

#Google #AdSense Ads Redirecting to #Spam Sites

Google AdSense Ads Redirecting to Spam Sites When I visited the EcommerceBytes Blog one day this weekend, imagine my surprise when my browser suddenly took me to a page that looked like a scam site with an ad featuring Ellen DeGeneres meant to look like it was the Good Housekeeping website, but ... read moreGoogle Adsense Warns On Comment Spam I was surprised this week to receive a notification from Google Adsense ... website or other sites in your network. VIOLATION(S) FOUND: COMMENT SPAM: As stated in our program policies, AdSense publishers may not display Google ads on pages with adult ... read more

Google AdSense Used for Malvertising Campaign Advertisements redirecting users to scam websites impersonating ... spotted in Google's AdSense program. Researchers have discovered that at least two AdWords campaigns have been hijacked by cybercriminals who modified legitimate ads to take visitors ... read moreRedirects in AdWords Ads Bypass Banned Sites Filter in Google AdSense Even if you block a domain in AdSense ... then redirect that user to the initial domain which has been blocked by a Google publisher. I was reading a discussion on Digital Point forums which discussed this issue : I noticed that lots of ads on my site ... read moreGoogle AdSense malvert spoofing legitimate magazines "The malicious redirect worked even in the Ad Review Center of the Google AdSense dashboard on google.com site where webmasters may view ads that Google displays on their sites." He added that the problem started in the second half of December, peaking on ... read moreGoogle Says It Has Addressed "New Type of Spam" That Hit AdSense Publishers Beginning on January 4th, AdSense publishers began reporting on the AdSense product support forum that their ads were redirecting to spammy sites ... Google issued a formal response on the forum stating that they are "investigating a new type of spam ... read moreGoogle Sued Over Conspiracy Theory That It Defrauded Thousands Of Publishers Of Ad Money Google has been sued over allegations that it suddenly and without explanation withholds ad money from web site ... Adsense Leak. The "leak" came in two parts, and is detailed enough that it sounds true, although insiders such as Google anti-spam chief ... read moreGoogle Denies Shady Claim That AdSense Robbed Publishers Description AdSense is an ad serving application run by Google. Website owners can enroll in the program to enable text, image, and, more recently, video advertisements on their websites. These advertisements are administered by Google and generate revenue ... read moreSamsung news site can keep its domain name despite Adsense ads In 2011 Samsung released an app called SamsungHub, so Gangar registered a new domain – SammyHub.com – and redirected SamsungHub.com to it. Although Ganger has Google Adsense ads on the SammyHug.com web site (and had them on the SamsungHub.com site ... read moreGoogle Adsense Spreading Malware Via Mobile and Desktop Ads Security is a big issue nowadays, even for Google and Android ... more malware has popped up on AdSense via mobile and desktop and no website is safe as these malware ads have affected some of largest and smallest websites from minor apps to the most ... read more

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The Business of Mom Blogging

2015-06-18-1434669797-4448634-jaymirandablogger.jpg

I'm a stay-at-home who blogs for a living, so I guess I'm a blog-at-home mom. I blog about fashion, motherhood, and life. When I first "monetized" my blog, I was making a few hundred bucks here and there. Then it grew to a few thousand per project. It's now heading in directions I'd never imagined when I started.

Like most bloggers who turned their sites into small businesses, my money comes from a few streams, with brand consulting and writing making up the bulk of my income. I enjoy working from my home, but what I love the most about my work is its flexibility. It allows me to be with my daughter much of the day.

One of the questions I get asked the most is, "How did you start?" The second question I get the most is "How can start my own XYZ blog?"

Here's my s tory--it should answer both questions.

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When my husband and I learned we were expecting a baby, we were exuberant. Then, I lied awake in bed and worried: would I work, who would take care of the baby, how was I going to handle this? Some well-meaning friend gave me Sheryl Sandberg's "Lean In," then at the height of its buzz. I figured daycare might be my best, most feminist solution.

When I held my daughter for the first time, all those plans evaporated. I decided to lean out--all the way out.

My supportive husband became our family's sole breadwinner. It wasn't easy, but we made it work. Gone were the days of buying 10-dollar tins of almonds at the specialty food store. Now, I was standing at Target trying to decide which bottle of vitamins had the most value, bef ore putting both back and leaving only with diapers.

I lived like this for a year before I had enough mental clarity (the baby finally slept through the night) and time to think about making a change. However, I wasn't ready to trade my SAHM life for a 60-hour work week in my old career. I needed something more flexible. But what?

Like many great things in life, the opportunity came to me when I least expected it.

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I revived an old blog with posts about my new life as a mom and a few outfit posts. Not long after, I was invited to a blogger event in LA. I remember I didn't want to go: it was raining, I needed a babysitter, and I didn't feel in the mood to make small talk with industry people. Let this be a lesson that you might be your own biggest obstacle sometimes.

As my mom used to say, sometimes you have to meet God halfway.

At the event, someone who knew my parenting writing told me about a website in search of writers. I followed through, using my blog as a resume. That's how I got my first paid writing job.

My first check was small -- $500 -- but it meant so much to me. I'd sold words! Life became a balancing act of caring for a one-year-old by day and writing by night. I can't lie: I got little sleep in the beginning, but it was worth it. I started taking on more work. The quality of my life skyrocketed. I was doing something I enjoyed and I was being paid for it.

Once I started to flesh out the consulting side of my work, this was no longer a side gig. I told my husband we were a two-income household again and he agreed (and I'm sure he felt relieved too.)

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Blogging for a living is not all glamorous Instagram selfies. If you want to be paid well, like in all professions, you have to put in the work. For me, this meant spending nights and weekends learning about Wordpress, reading marketing books, answering emails, writing and scheduling posts. You have to be dedicated and you have to be open to growing as a businessperson.

And grow I did. Now I say no to paid work that doesn't fit my schedule or style. I have no problem negotiating a deal and walking away from offers that are too low. In terms of the actual work: I might get hired to style a outfit for a fashion label, write some GIF-laden posts for a parenting site, or consult on content writing and strategies for a brand.

Being a mom endowed me with skills and values that make me a better businesswoman. We're great at multitasking, managing diverse projects, scheduling, budgeting, emotionally dedicating ourselves to o ther people and goals, and having an incredible reservoir of energy. I don't have time to procrastinate; I use my time efficiently.

Working as a fashion blogger.

My daughter inspires me in myriad ways. If I'm having a tough week, I only need to to think of her to push forward. If I can borrow a line from Interstellar, success is not impossible; it's necessary.

A big reason I wanted to write this post is that I routinely hear about moms who say they'd like to stay home, but need a little extra money to make ends meet. Or I'll hear about moms taking odd jobs that barely pay anything at all. All working moms know that a family's income gets offset by childcare costs--and some moms end up working for little. Now, I'm not telling anyone to quit their job and start searching for domain names. But as a side project? It definitely paid off for me. People think the most successful bloggers are just lucky, but you'd be amazed how far determination can take you.

Som etimes I think the heyday of blogging is over, but then I see new blogs getting mega traffic through Pinterest, or people becoming internet personalities through podcasts or video. Blogging is ultimately about informing, entertaining, or inspiring. I think there's always room for unique voices, good storytellers, and hard workers.

My reason for it all.

I share blogging tips and insights on my blog. Topics include different ways bloggers make money, how to get noticed by a brand, and negotiation tips. If you really want to know what it takes to start a professional blog, I cover that too.

This article is a great example of what bloggers do. I'm sending it out into the internet like a message in a bottle, hoping that the person who needs it will find it. Some call it information brokering, but for me, it's just telling my story.

You can find me at jaymiranda.com and on Instagram.


Source: The Business of Mom Blogging

Thursday, June 18, 2015

#AdSense #Blog Reveals Odd #Banking Policy

AdSense Blog Reveals Odd Banking Policy An otherwise mild write-up of how Google sends checks to AdSense publishers for their earnings has a strange twist that hints at a relationship with Citibank that defies common banking practices. Though it has been nearly 20 years since my first real post ... read moreWhy Privacy Matters Even if You Have 'Nothing to Hide' I asked the readers of my blog, Concurring ... faulty assumptions about privacy and its value. To evaluate the nothing-to-hide argument, we should begin by looking at how its adherents understand privacy. Nearly every law or policy involving privacy ... read more

Meet the unashamed 33-year-old who brought the stolen celebrity nudes to the masses According to his personal blog, Twitter and LinkedIn profile, John has spent much of the past five years ping-ponging through a smattering of short-term odd jobs on the ... and because Reddit's moderation policy is militantly hands-off, they ... read moreControlled Opposition And of course, the same applies to the media, banking and Hollywood ... Surprisingly enough, an attempt to examine our contemporaneous controlled opposition within the Left and the Progressive reveal that it is far from being a conspiratorial. read moreFEC Rules Leave Loopholes For Online Donation Data As required by law, the campaigns' Web sites asked for, and National Journal ... odd numbers of cents, such as $55.32, he said, suggest that the donations were made in a foreign currency before being converted to dollars. Following the spate of blog ... read moreA web of webmail: trick Petraeus and his lover used to conceal their messages Foreign Policy magazine said in a blog that "it just seems a little odd that these people with access to incredible secrets use the same email services the rest of us do". "If hacked, these emails could reveal plenty about the personal lives of their owners. read moreUntold story of the downturn: the shift from paid jobs to self-employment There is the collapse in manufacturing jobs since the banking crash – down 325,000 – despite a ... Yet the figures that really leap out reveal the rise in self-employment. In the years from the start of the recession in 2008 to 2013 the number of ... read moreBantustans and the unilateral declaration of statehood For example, Prime Minister Benjamin Netanyahu has threatened unilaterally to annex the West Bank settlement blocs if the PA declares ... pitching in to endorse unilateral statehood, raising odd ill-drawn comparisons — Georgia, Kosovo, Israel itself ... read moreGoogle: Network Revenues Take Hit on Policy Changes to AdSense Google explained that the slow growth in its Network business was mainly due to policy changes it made that affected its legacy AdSense business. Google didn't reveal exactly what the changes were, only that changes were made to benefit user experience. read moreRHOBH' Blog: Lisa Vanderpump Reveals Why She Didn't Accept Brandi Glanville's Apology In her RHOBH blog, Lisa Vanderpump spoke out about the latest episode of the show, which featured her reuniting with Brandi Glanville, who had slapped her in the face during last week's show. During the episode, Vanderpump and Glanville were seen at a ... read more

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Source: #AdSense #Blog Reveals Odd #Banking Policy